[Resolved]  HDFC Bank — HDFC steal my money

Address:

Varanasi, Uttar Pradesh

To, Date:17-7-14 National Housing Bank New Delhi, India Copy-RBI, HDFC Subject : HDFC Ltd. steal my money by an arbitrary way. Respected Sir/Madam It is with great agony that I wish to bring your kind notice that I apply a land purchasing loan from HDFC Ltd file no[protected]. They reject to loan my file because 20 year back there was a minor in sale dead of that plot which I want to purchase. They ask me to make this minor as confirming party. This is ridicules that how can i or also land seller can find that minor and there family who sold that land 20 years ago and went somewhere else. Possession of seller is from last 20 years on that land without any dispute. It’s like inviting a buffalo to hit yourself. I have submitted all necessary documents to HDFC for loan like ITR, Bank statement etc. and a blank cheque of my bank A/c and cash Rs.1500/- for some legal purpose as told by HDFC officials. All this process held in last month june-14. Several time meeting done for document correction and verification. But HDFC reject my loan application with an unexpected reason. I think I could not make HDFC officials happy with some reason. On month june-14 ending I told HDFC on phone that this is not possible for me to find that minor and his family so you can close my case. I not need any loan from your company and i will collect my all submitted document from HDFC . After that i engaged in some work and could not take back my documents. On 8-July-14 i seen my bank statement i surprised to know that HDFC charged my bank A/c. Rs.10229.00 by cheque no21031818 on 7-july-14. This is a fraud by HDFC ltd. I visit HDFC office and ask why they unnecessary charge my bank A/c. They told that it will take 5-6 days to get back money and some amount will deduct. On a ground of an illogical reason HDFC ltd not give me loan. How can they charge me? This is stealing. I lost lot of time and money and at last I got mental harassment by HDFC. I want to know that. 1. Why they process my file if there is any basic complication. 2. When they reject my file on which ground they charged amount from me. 3. Without any work and information how can they use my cheque. 4. on same day when HDFC reject my loan. If I give request for stop payment of that cheque how can they charge me? 5. can i put this matter on consumer court.? This is my request to government concerned department that please do the necessary to refund my full money which HDFC taken arbitrarily. I will be obliged if you would take immediate action in my case. HDFC file no.[protected] Manish Mundhra C 33/58 D5E Chittupur, Sigra, Varanasi (UP) Mob : [protected],