IDBI Bank — House loan takeover from LICHFL

Address:

Visakhapatnam, Andhra Pradesh, 530026

Sir 1. I have a running house loan in LICHFL, Visakhapatnam branch from the last 22 months. 2. because of transaction issues i have opted to takeover the LIC house loan by IDBI bank. 3. because of tenure i.e, not 2years of LICHFL loan they said to close the loan there is a pre closer charges of 32000 i.e, 2 percent of principle amount. then i requested IDBI bank to delay my check for 2 months. but now they are telling loan is now sanctioned we cannot cancel the disbursement check for this u have to cancel the loan, it means i have to pay loan cancellation charges along with the interest of this loan amount. my request here is, the loan disbursement check still not en cashed but why should i pay those cancellation charges etc. it is informed you that i have opted for this loan takeover option because it will benefit my financial situation. but here i have all financial problems because of their rules. please do something benefit to me.