[Resolved] Indian Bank — Indian bank / india / atm card / bank debit without cash dispensing | |
Global Banking Issues Network - GBIN Our network is here to encourage all banks to be more efficient and help bank customers resolve failed or incomplete transactions with any bank worldwide in the quickest possible time. As a customer, you need to complain and make your voice heard. Monday, 21 April 2014 INDIAN BANK / INDIA / ATM CARD / BANK DEBIT WITHOUT CASH DISPENSING The Bank Name: Indian Bank Customer Name: G .Venkata Subbaiah Bank Account Number: 96xxxxx70 Transaction Amount: 10, 000 Date of transaction: 15 November 2012 ATM Location or Website transaction occurred: Lakshmi vilas ATM bank Tirupathi, Andra Pradesh Other information on the issue: I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Excess Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved. Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action. Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank. Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code Please justify and resolve at the earliest . With regards G.venkata subbaiah (Tirupati, Andhra Pradesh, India) at 01:28 Labels: Banking in India Location: Tirupati, Andhra Pradesh, India 9 comments: 1. Anonymous31 May 2014 15:59 from: DBS Hyderabad to: "[protected]@rbi.org.in" cc: "[protected]@gmail.com" date: Wed, Jun 5, 2013 at 5:33 PM subject: FW: sub: ATM transaction failed dated: 15.11.2012 Reg.., mailed-by: rbi.org.in Dear Sir Please see the trailing mail relating to failed ATM transaction, wherein the card issuer bank is Indian Bank. In t/o Para 2(a) of Circular DPSS.PD.No.2632/02.10.002/2010-11 dated May 27, 2011, the reimbursement of failed transaction to the customer is to be made by the issuer bank and as the issuer bank (Indian Bank) is located in Chennai, we are forwarding this complaint to your office for necessary action. with regards Geeta K.Prasad Assistant Manager DBS, Hyderabad ________________________________ From: Prasad, Geeta Krishna Sent: Wednesday, June 05, 2013 5:17 PM To: DBS Hyderabad Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., ________________________________ From: Subrahmanyam, R V R S Sent: Friday, May 31, 2013 12:17 PM To: Prasad, Geeta Krishna Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., RVRS Subrahmanyam AM, RBI, DBS, Hyderabad ________________________________ From: Karan, Vinay Sent: Thursday, May 30, 2013 5:06 PM To: Meena, D K; Shankar, S Cc: Subrahmanyam, R V R S Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., Dear Sir, I am forwarding the complaint received by Shri N.K.Sahu, GM Kolkata Office who was earlier posted at Hyderabad for necessary action at your end. Regards, Vinay karan DGM, HRMD ________________________________ From: Sahu, N K Sent: Thursday, May 30, 2013 5:00 PM To: Karan, Vinay Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., ________________________________ From: Gnithesh Gattamaneni [[protected]@gmail.com] Sent: Thursday, May 30, 2013 7:13 AM To: Sahu, N K Subject: sub : ATM transaction failed dated :15.11.2012 Reg.., Dear sir/Madam Sub: ATM transaction failed dated: 15.11.2012 Reg.., I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved. Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action. Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank. Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code Please justify and give valuable suggestion. With regards G.venkata subbaiah Customer details: Name: g .Venkata subbaiah A/C no:[protected] Home branch: Indian bank, pallipet branch, TAMILNADU Card no:[protected] Mobile no: +91 [protected] Mail id: [protected]@gmail.com [protected][protected][protected][protected][protected][protected] from: IND MAIL to: "[protected]@gmail.com" date: Thu, Mar 28, 2013 at 6:08 PM subject: Your email regarding ATM transaction mailed-by: indianbank.co.in With reference to your email dated 22/03/2013 We hereby wish to inform you that since the acquiring bank has rejected the claim made by our Bank and also provided the mandatory proof for the transaction the request for reimbursement of amount debited for the transaction made through ATM could not be consider. This is for your information. WITH REGARDS. CO/CSC [protected][protected][protected][protected][protected][protected] ! Report Spam Reply 2. Anonymous1 June 2014 03:20 ATM transaction failed dated:15.11.2012 Reg..., from: DBS Hyderabad to: "[protected]@rbi.org.in" cc: "[protected]@gmail.com" date: Wed, Jun 5, 2013 at 5:33 PM subject: FW: sub: ATM transaction failed dated: 15.11.2012 Reg.., mailed-by: rbi.org.in Dear Sir Please see the trailing mail relating to failed ATM transaction, wherein the card issuer bank is Indian Bank. In t/o Para 2(a) of Circular DPSS.PD.No.2632/02.10.002/2010-11 dated May 27, 2011, the reimbursement of failed transaction to the customer is to be made by the issuer bank and as the issuer bank (Indian Bank) is located in Chennai, we are forwarding this complaint to your office for necessary action. with regards Geeta K.Prasad Assistant Manager DBS, Hyderabad ________________________________ From: Prasad, Geeta Krishna Sent: Wednesday, June 05, 2013 5:17 PM To: DBS Hyderabad Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., ________________________________ From: Subrahmanyam, R V R S Sent: Friday, May 31, 2013 12:17 PM To: Prasad, Geeta Krishna Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., RVRS Subrahmanyam AM, RBI, DBS, Hyderabad ________________________________ From: Karan, Vinay Sent: Thursday, May 30, 2013 5:06 PM To: Meena, D K; Shankar, S Cc: Subrahmanyam, R V R S Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., Dear Sir, I am forwarding the complaint received by Shri N.K.Sahu, GM Kolkata Office who was earlier posted at Hyderabad for necessary action at your end. Regards, Vinay karan DGM, HRMD ________________________________ From: Sahu, N K Sent: Thursday, May 30, 2013 5:00 PM To: Karan, Vinay Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., ________________________________ From: Gnithesh Gattamaneni [[protected]@gmail.com] Sent: Thursday, May 30, 2013 7:13 AM To: Sahu, N K Subject: sub : ATM transaction failed dated :15.11.2012 Reg.., Date: 30.05.2013 Dear sir/Madam Sub: ATM transaction failed dated: 15.11.2012 Reg.., I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved. Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action. Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank. Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code Please justify and give your valuable suggestion. With regards G.venkata subbaiah Customer details: Name: g .Venkata subbaiah A/C no:[protected] Home branch: Indian bank, pallipet branch, TAMILNADU Card no:[protected] Mobile no: +91 [protected] Mail id: [protected]@gmail.com Reply 3. Anonymous20 July 2014 02:32 ATM technical expert’s report Sub: Ten thousand rupees wrongly debited in Laxmi vilas ATM bank, Tirupathi, Andhra Pradesh, INDIA dated 15.11.2012 Reg.., from: Sarah Matta to: "g.venkata subbaiah" date: Mon, Jun 10, 2013 at 10:18 PM subject: RE: MOBILEMONEY Homepage Contact mailed-by: mobilemoney.net : Important mainly because of the words in the message If amount was taken out of your account, you will need to file a dispute with your financial institution. Many Thanks, Sarah Matta MOBILEMONEY 941 Calle Negocio San Clemente, CA 92673 P[protected] x 208 F[protected] [protected]@mobilemoney.net -----Original Message----- From: g.venkata subbaiah [mailto:[protected]@gmail.com] Sent: Saturday, June 08, 2013 6:03 AM To: [protected]@mobilemoney.net; [protected]@mobilemoney.net; [protected]@mobilemoney.net Subject: MOBILEMONEY Homepage Contact Name: g.venkata subbaiah Email: [protected]@gmail.com Phone: +91 [protected] Comment or Question: I had requested withdrawal transaction ten thousand rupees one time only, I am not able receive cash, but debited ten thousands from my account .so as per ATM EJ proof 1st trans RESP:65, 2nd transaction RESP:00, from financial institution comment is transaction is successful, actually transaction failed .which are correct ? Please give your valuable suggestion Customer details: Name: g. Venkata subbaiah A/C no:[protected] Home branch: Indian bank, pallipet branch Tiruvallur (DT) Tamilnadu Mobile no: +91 [protected] E mail ID: [protected]@gmail.com Transaction details: Date: 15.11.2012 Time: 12.40pm ATM bank: Laxmi vilas bank Place: Tirupathi, RTC bus stand State: Andhra Pradesh Wrongly debited amount: ten thousands Reply 4. Anonymous25 July 2014 00:45 from: Donde, J D to: "[protected]@gmail.com" date: Fri, Aug 30, 2013 at 4:32 PM subject: Representaion against BO Chennai in connection with your complaint against Laxmi Vilas bank mailed-by: rbi.org.in : Important according to our magic sauce. Madam/ Dear Sir, We are in receipt of your representation against the decision of Banking Ombudsman Chennai in connection with your complaint against Laxmi Vilas bank. The matter is under examination and we will revert back to you in due course. Regards, J D Donde Manager Customer Service Department, Reserve Bank of India, Central Office, Amar Building, 1st Floor, Sir P.M.Road, Fort, Mumbai – 400 001 Reply 5. Anonymous27 July 2014 06:13 from: Donde, J D to: "[protected]@gmail.com" date: Fri, Aug 30, 2013 at 4:32 PM subject: Representaion against BO Chennai in connection with your complaint against Laxmi Vilas bank mailed-by: rbi.org.in : Important according to our magic sauce. Madam/ Dear Sir, We are in receipt of your representation against the decision of Banking Ombudsman Chennai in connection with your complaint against Laxmi Vilas bank. The matter is under examination and we will revert back to you in due course. Regards, J D Donde Manager Customer Service Department, Reserve Bank of India, Central Office, Amar Building, 1st Floor, Sir P.M.Road, Fort, Mumbai – 400 001 Reply 6. Anonymous29 July 2014 14:43 from: RTI DESK AT CORPORATE OFFICE to: ATMSC_CASH cc: [protected]@gmail.com date: Wed, Mar 27, 2013 at 10:11 AM subject: FW: Sub: ATM transaction failed dated: 15.11.2012 Reg..., mailed-by: indianbank.co.in : Dear sir, we forward the complaint relating to his transaction made in LVB ATM at tirupati. LVB is stating that the transaction is successful. The customer is giving his own comments and stating that LVB is not providing the CCTV footage. We forward the complaint to for doing the needful. Chief Manager (CSC) ________________ Reply 7. Anonymous29 July 2014 14:54 Your complaint ported in Grievance redress site of Govt. of India Inbox IND MAIL [protected]@indianbank.co.in, Mar 28, 2013 at 2:08 PM To: "[protected]@gmail.com" [protected]@gmail.com Reply to all Forward Print Delete Show original Attn Mr. G.Venkatasubbaiah Dear Sir Sub: Your complaint ported in Grievance redress site of Govt. of India. With reference to the above we understand that the transactions were made at Point of Sale through MasterCard. For the transactions the acquirer Bank has claimed funds from us. Hence out ATM Center has raised charge back claim. The fate will be known after 45 days as per the prevailing arrangement for settlement of MasterCard transactions made at Point of Sale. This is for your kind information. Regards, .Rajagopal, Chief Manager, Indian Bank, Corporate Office, Customer Service Cell Reply 8. Anonymous3 August 2014 05:48 This comment has been removed by a blog administrator. Reply 9. Anonymous4 August 2014 00:38 FW: sub : ATM transaction failed dated :15.11.2012 Reg.., Inbox Add star Naik, A D AttachmentThu, Jun 13, 2013 at 2:22 PM To: "[protected]@gmail.com" Reply | Reply to all | Forward | Print | Delete | Show original Customer Service Department Reserve Bank of India Central Office Madam/ Dear Sir, We acknowledge receipt of your e-mail in [protected]@rbi.org.in. With Regards, AGM, CSD, RBI, CO, Mumbai. From: CGMCSD Sent: Monday, June 03, 2013 11:19 AM To: Naik, A D Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., Madam/Dear Sir, Regards, For CGM, CSD RBI, Mumbai From: Gopal, A Krishna Sent: Thursday, May 30, 2013 9:59 AM To: CGMCSD Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg.., Dear Sir, For information and necessary action, if any. Rgds A Krishna Gopal Joint Legal Adviser From: Gnithesh Gattamaneni [mailto:[protected]@gmail.com] Sent: Thursday, May 30, 2013 7:21 AM To: Gopal, A Krishna Subject: sub : ATM transaction failed dated :15.11.2012 Reg.., Date: 29.05.2013 https://mail.google.com/mail/u/0/images/cleardot.gif Dear sir/Madam Sub: ATM transaction failed dated: 15.11.2012 Reg.., I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved. Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action. Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank. Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code Please justify and give valuable suggestion. With regards G.venkata subbaiah Customer details: Name: g .Venkata subbaiah A/C no: 96xxxxx70 Home branch: Indian bank, pallipet branch, TAMILNADU Card no: 504433xxxxxxxxxx922 Mobile no: +91 xxxxxxxx56 Mail id: [protected]@gmail.com Case details given below: Indian bank nodal officer forward to BANKING OMBUDSMAN and complainant, the following proof provided by Laxmi vilas bank ltd. 1. Detailed audit log/ JP log to the transaction with three preceding and three succeeding transaction 2. CCTV footage not available and machine break down not applicable provided by Laxmi vilas bank ltd. COMPLAINANT COUNTER : As per Laxmi vilas bank EJ proof 1st transaction failed with technical error code: 65 Description: processor not communicating with the modem correctly Possible case: this is normally a technical problem .the modem or the main board may cause the problem. Results: no money is dispersed, screen and receipt display system unavailable. EJ proof: NOV 15, 2012 12:40 003DM439 REF. NO:[protected] CRD NO: 504433xxxxxxxxxx922 ACC: TXN: CASH WITHDRAWAL DESC: EXCEEDS DAY COUNT RESP: 65 REQ NOT SERVICED Reply Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
1 Comment | |
Comments
12%
Complaints
3867
Pending
0
Resolved
471
+91 44 2813 4300
PB No: 5555, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai, India - 600014
View all Indian Bank contact information
Our network is here to encourage all banks to be more efficient and help bank customers resolve failed or incomplete transactions with any bank worldwide in the quickest possible time. As a customer, you need to complain and make your voice heard
Monday, 21 April 2014
INDIAN BANK / INDIA / ATM CARD / BANK DEBIT WITHOUT CASH DISPENSING
The Bank Name: Indian Bank
Customer Name: G .Venkata Subbaiah
Bank Account Number: 96xxxxx70
Transaction Amount: 10, 000
Date of transaction: 15 November 2012
ATM Location or Website transaction occurred: Lakshmi vilas ATM bank Tirupathi, Andra Pradesh
Other information on the issue:
I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Excess Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved.
Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any
action.
Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank.
Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code
Please justify and resolve at the earliest .
With regards
G.venkata subbaiah (Tirupati, Andhra Pradesh, India)
at 01:28
Labels: Banking in India
Location: Tirupati, Andhra Pradesh, India
17 comments:
1.
Anonymous31 May 2014 15:59
from: DBS Hyderabad
to: "[protected]@rbi.org.in"
cc: "[protected]@gmail.com"
date: Wed, Jun 5, 2013 at 5:33 PM
subject: FW: sub: ATM transaction failed dated: 15.11.2012 Reg..,
mailed-by: rbi.org.in
Dear Sir
Please see the trailing mail relating to failed ATM transaction, wherein the card issuer bank is Indian Bank. In t/o Para 2(a) of Circular DPSS.PD.No.2632/02.10.002/2010-11 dated May 27, 2011, the reimbursement of failed transaction to the customer is to be made by the issuer bank and as the issuer bank (Indian Bank) is located in Chennai, we are forwarding this complaint to your office for necessary action.
with regards
Geeta K.Prasad
Assistant Manager
DBS, Hyderabad
________________________________
From: Prasad, Geeta Krishna
Sent: Wednesday, June 05, 2013 5:17 PM
To: DBS Hyderabad
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
________________________________
From: Subrahmanyam, R V R S
Sent: Friday, May 31, 2013 12:17 PM
To: Prasad, Geeta Krishna
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
RVRS Subrahmanyam
AM, RBI, DBS, Hyderabad
________________________________
From: Karan, Vinay
Sent: Thursday, May 30, 2013 5:06 PM
To: Meena, D K; Shankar, S
Cc: Subrahmanyam, R V R S
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
Dear Sir,
I am forwarding the complaint received by Shri N.K.Sahu, GM Kolkata Office who was earlier posted at Hyderabad for necessary action at your end.
Regards,
Vinay karan
DGM, HRMD
________________________________
From: Sahu, N K
Sent: Thursday, May 30, 2013 5:00 PM
To: Karan, Vinay
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
________________________________
From: Gnithesh Gattamaneni [[protected]@gmail.com]
Sent: Thursday, May 30, 2013 7:13 AM
To: Sahu, N K
Subject: sub : ATM transaction failed dated :15.11.2012 Reg..,
Dear sir/Madam
Sub: ATM transaction failed dated: 15.11.2012 Reg..,
I had requested ten thousands withdrawal transaction at Laxmi vilas ATM
bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash,
same debited from my account. During transaction system and receipt display
unavailable due to technical problem. Money must be in ATM bin. Next day
Lodge a complaint at my home branch, not yet solved.
Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action.
Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank.
Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code
Please justify and give valuable suggestion.
With regards
G.venkata subbaiah
Customer details:
Name: g .Venkata subbaiah
A/C no:[protected]
Home branch: Indian bank, pallipet branch, TAMILNADU
Card no:[protected]
Mobile no: +91 [protected]
Mail id: [protected]@gmail.com
[protected][protected][protected][protected][protected][protected]
from: IND MAIL
to: "[protected]@gmail.com"
date: Thu, Mar 28, 2013 at 6:08 PM
subject: Your email regarding ATM transaction
mailed-by: indianbank.co.in
With reference to your email dated 22/03/2013
We hereby wish to inform you that since the acquiring bank has rejected the claim made by our Bank and also provided the mandatory proof for the transaction the request for reimbursement of amount debited for the transaction made through ATM could not be consider.
This is for your information.
WITH REGARDS.
CO/CSC
[protected][protected][protected][protected][protected][protected]
! Report Spam
Reply
2.
Anonymous1 June 2014 03:20
ATM transaction failed dated:15.11.2012 Reg...,
from: DBS Hyderabad
to: "[protected]@rbi.org.in"
cc: "[protected]@gmail.com"
date: Wed, Jun 5, 2013 at 5:33 PM
subject: FW: sub: ATM transaction failed dated: 15.11.2012 Reg..,
mailed-by: rbi.org.in
Dear Sir
Please see the trailing mail relating to failed ATM transaction, wherein the card issuer bank is Indian Bank. In t/o Para 2(a) of Circular DPSS.PD.No.2632/02.10.002/2010-11 dated May 27, 2011, the reimbursement of failed transaction to the customer is to be made by the issuer bank and as the issuer bank (Indian Bank) is located in Chennai, we are forwarding this complaint to your office for necessary action.
with regards
Geeta K.Prasad
Assistant Manager
DBS, Hyderabad
________________________________
From: Prasad, Geeta Krishna
Sent: Wednesday, June 05, 2013 5:17 PM
To: DBS Hyderabad
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
________________________________
From: Subrahmanyam, R V R S
Sent: Friday, May 31, 2013 12:17 PM
To: Prasad, Geeta Krishna
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
RVRS Subrahmanyam
AM, RBI, DBS, Hyderabad
________________________________
From: Karan, Vinay
Sent: Thursday, May 30, 2013 5:06 PM
To: Meena, D K; Shankar, S
Cc: Subrahmanyam, R V R S
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
Dear Sir,
I am forwarding the complaint received by Shri N.K.Sahu, GM Kolkata Office who was earlier posted at Hyderabad for necessary action at your end.
Regards,
Vinay karan
DGM, HRMD
________________________________
From: Sahu, N K
Sent: Thursday, May 30, 2013 5:00 PM
To: Karan, Vinay
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
________________________________
From: Gnithesh Gattamaneni [[protected]@gmail.com]
Sent: Thursday, May 30, 2013 7:13 AM
To: Sahu, N K
Subject: sub : ATM transaction failed dated :15.11.2012 Reg..,
Date: 30.05.2013
Dear sir/Madam
Sub: ATM transaction failed dated: 15.11.2012 Reg..,
I had requested ten thousands withdrawal transaction at Laxmi vilas ATM
bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash,
same debited from my account. During transaction system and receipt display
unavailable due to technical problem. Money must be in ATM bin. Next day
Lodge a complaint at my home branch, not yet solved.
Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action.
Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank.
Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code
Please justify and give your valuable suggestion.
With regards
G.venkata subbaiah
Customer details:
Name: g .Venkata subbaiah
A/C no:[protected]
Home branch: Indian bank, pallipet branch, TAMILNADU
Card no:[protected]
Mobile no: +91 [protected]
Mail id: [protected]@gmail.com
Reply
3.
Anonymous20 July 2014 02:32
ATM technical expert’s report
Sub: Ten thousand rupees wrongly debited in Laxmi vilas ATM bank, Tirupathi, Andhra Pradesh, INDIA dated 15.11.2012 Reg..,
from: Sarah Matta
to: "g.venkata subbaiah"
date: Mon, Jun 10, 2013 at 10:18 PM
subject: RE: MOBILEMONEY Homepage Contact
mailed-by: mobilemoney.net
: Important mainly because of the words in the message
If amount was taken out of your account, you will need to file a dispute
with your financial institution.
Many Thanks,
Sarah Matta
MOBILEMONEY
941 Calle Negocio
San Clemente, CA 92673
P[protected] x 208
F[protected]
[protected]@mobilemoney.net
-----Original Message-----
From: g.venkata subbaiah [mailto:[protected]@gmail.com]
Sent: Saturday, June 08, 2013 6:03 AM
To: [protected]@mobilemoney.net; [protected]@mobilemoney.net; [protected]@mobilemoney.net
Subject: MOBILEMONEY Homepage Contact
Name: g.venkata subbaiah
Email: [protected]@gmail.com
Phone: +91 [protected]
Comment or Question: I had requested withdrawal transaction ten thousand rupees one time only, I am not able receive cash, but debited ten thousands from my account .so as per ATM EJ proof 1st trans RESP:65, 2nd transaction RESP:00, from financial
institution comment is transaction is successful, actually transaction
failed .which are correct ? Please give your valuable suggestion
Customer details:
Name: g. Venkata subbaiah
A/C no:[protected]
Home branch: Indian bank, pallipet branch
Tiruvallur (DT)
Tamilnadu
Mobile no: +91 [protected]
E mail ID: [protected]@gmail.com
Transaction details:
Date: 15.11.2012
Time: 12.40pm
ATM bank: Laxmi vilas bank
Place: Tirupathi, RTC bus stand
State: Andhra Pradesh
Wrongly debited amount: ten thousands
Reply
4.
Anonymous25 July 2014 00:45
from: Donde, J D
to: "[protected]@gmail.com"
date: Fri, Aug 30, 2013 at 4:32 PM
subject: Representaion against BO Chennai in connection with your complaint against Laxmi Vilas bank
mailed-by: rbi.org.in
: Important according to our magic sauce.
Madam/ Dear Sir,
We are in receipt of your representation against the decision of Banking Ombudsman Chennai in connection with your complaint against Laxmi Vilas bank. The matter is under examination and we will revert back to you in due course.
Regards,
J D Donde
Manager
Customer Service Department,
Reserve Bank of India,
Central Office, Amar Building, 1st Floor,
Sir P.M.Road, Fort, Mumbai – 400 001
Reply
5.
Anonymous27 July 2014 06:13
from: Donde, J D
to: "[protected]@gmail.com"
date: Fri, Aug 30, 2013 at 4:32 PM
subject: Representaion against BO Chennai in connection with your complaint against Laxmi Vilas bank
mailed-by: rbi.org.in
: Important according to our magic sauce.
Madam/ Dear Sir,
We are in receipt of your representation against the decision of Banking Ombudsman Chennai in connection with your complaint against Laxmi Vilas bank. The matter is under examination and we will revert back to you in due course.
Regards,
J D Donde
Manager
Customer Service Department,
Reserve Bank of India,
Central Office, Amar Building, 1st Floor,
Sir P.M.Road, Fort, Mumbai – 400 001
Reply
6.
Anonymous29 July 2014 14:43
from: RTI DESK AT CORPORATE OFFICE
to: ATMSC_CASH
cc: [protected]@gmail.com
date: Wed, Mar 27, 2013 at 10:11 AM
subject: FW: Sub: ATM transaction failed dated: 15.11.2012 Reg...,
mailed-by: indianbank.co.in
:
Dear sir,
we forward the complaint relating to his transaction made in LVB ATM at
tirupati.
LVB is stating that the transaction is successful. The customer is giving
his own comments and stating that LVB is not providing the CCTV footage.
We forward the complaint to for doing the needful.
Chief Manager (CSC)
________________
Reply
7.
Anonymous29 July 2014 14:54
Your complaint ported in Grievance redress site of Govt. of India
Inbox IND MAIL
[protected]@indianbank.co.in, Mar 28, 2013 at 2:08 PM
To: "[protected]@gmail.com" [protected]@gmail.com Reply
to all Forward Print Delete Show original
Attn Mr. G.Venkatasubbaiah
Dear Sir
Sub: Your complaint ported in Grievance redress site of Govt. of India.
With reference to the above we understand that the transactions were made at Point of Sale through MasterCard. For the transactions the acquirer Bank has claimed funds from us. Hence out ATM Center has raised charge back claim. The fate will be known after 45 days as per the prevailing arrangement for settlement of MasterCard transactions made at Point of Sale. This is for your kind information.
Regards,
.Rajagopal, Chief Manager, Indian Bank, Corporate Office, Customer Service Cell
Reply
8.
Anonymous3 August 2014 05:48
This comment has been removed by a blog administrator.
Reply
9.
Anonymous4 August 2014 00:38
FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
Inbox
Add star
Naik, A D
AttachmentThu, Jun 13, 2013 at 2:22 PM
To: "[protected]@gmail.com"
Reply | Reply to all | Forward | Print | Delete | Show original
Customer Service Department
Reserve Bank of India
Central Office
Madam/ Dear Sir,
We acknowledge receipt of your e-mail in [protected]@rbi.org.in.
With Regards,
AGM, CSD,
RBI, CO, Mumbai.
From: CGMCSD
Sent: Monday, June 03, 2013 11:19 AM
To: Naik, A D
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
Madam/Dear Sir,
Regards,
For CGM, CSD
RBI, Mumbai
From: Gopal, A Krishna
Sent: Thursday, May 30, 2013 9:59 AM
To: CGMCSD
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
Dear Sir,
For information and necessary action, if any.
Rgds
A Krishna Gopal
Joint Legal Adviser
From: Gnithesh Gattamaneni [mailto:[protected]@gmail.com]
Sent: Thursday, May 30, 2013 7:21 AM
To: Gopal, A Krishna
Subject: sub : ATM transaction failed dated :15.11.2012 Reg..,
Date: 29.05.2013
https://mail.google.com/mail/u/0/images/cleardot.gif
Dear sir/Madam
Sub: ATM transaction failed dated: 15.11.2012 Reg..,
I had requested ten thousands withdrawal transaction at Laxmi vilas ATM
bank Tirupathi, Andra Pradesh on 15.11.2012. I am not able to receive cash,
same debited from my account. During transaction system and receipt display
unavailable due to technical problem. Money must be in ATM bin. Next day
Lodge a complaint at my home branch, not yet solved.
Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action.
Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank.
Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code
Please justify and give valuable suggestion.
With regards
G.venkata subbaiah
Customer details:
Name: g .Venkata subbaiah
A/C no: 96xxxxx70
Home branch: Indian bank, pallipet branch, TAMILNADU
Card no: 504433xxxxxxxxxx922
Mobile no: +91 xxxxxxxx56
Mail id: [protected]@gmail.com
Case details given below:
Indian bank nodal officer forward to BANKING OMBUDSMAN and complainant,
the following proof provided by Laxmi vilas bank ltd.
1. Detailed audit log/
JP log to the transaction with three preceding and three succeeding
transaction
2. CCTV footage not available and machine break down not applicable provided by Laxmi vilas bank ltd.
COMPLAINANT COUNTER : As per Laxmi vilas bank EJ proof 1st transaction
failed with technical error code: 65
Description: processor not communicating with the modem correctly
Possible case: this is normally a technical problem .the modem or the main
board may cause the problem.
Results: no money is dispersed, screen and receipt display system unavailable.
EJ proof:
NOV 15, 2012 12:40 003DM439
REF. NO:[protected]
CRD NO: 504433xxxxxxxxxx922
ACC:
TXN: CASH WITHDRAWAL
DESC: EXCEEDS DAY COUNT
RESP: 65
REQ NOT SERVICED
Reply
10.
Anonymous6 August 2014 13:46
INDIAN BANK / INDIA / ATM CARD / BANK DEBIT WITHOUT CASH DISPENSING
Gnithesh Gattamaneni
AttachmentMon, Aug 4, 2014 at 7:18 PM
To: cgmcsd, cgmincdapm, dgkale, [protected]@rbi.org.in, bochennai, "principalnodalofficer.vasant", "nksharma.vasant", indianmail, nodalofficer, "indianbank <", tirupathi
Reply | Reply to all | Forward | Print | Delete | Show original
Madam / Dear sir
please find the attachment and will give reply comments in
GLOBAL BANKING ISSUES NETWORK raised comments by complainant .
Thanks & Regards
G venkata subbaiah
Reply
11.
Anonymous9 August 2014 14:52
G VENKATA SUBBAIAH
from: C, SreeRangini
to: "Ravishankar.[protected]@lvbank.in"
cc: "[protected]@gmail.com"
date: Mon, Sep 2, 2013 at 2:40 PM
subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
mailed-by: rbi.org.in
: Important mainly because it was sent directly to you.
Madam /Dear Sir,
Please look into the complaint by your customer in the trailing mail. You are requested to look into the matter and take immediate action under advice to us. The complainant may be kept updated.
Regards
p. Mgr (C Sreerangini)
Manager
CSD, CO
RBI, Mumbai
Reply
12.
Anonymous9 August 2014 14:59
G venkata subbaiah
From: CGMCSD
Sent: Thursday, August 29, 2013 11:41 AM
To: C, SreeRangini
Subject: FW: sub :ATM transaction failed Reg..,
From: Help DBOD
Sent: Wednesday, August 28, 2013 5:21 PM
To: CGMCSD
Subject: FW: sub :ATM transaction failed Reg..,
From: Gnithesh Gattamaneni [mailto:[protected]@gmail.com]
Sent: 30 April 2013 17:52
To: Help DBOD
Subject: sub :ATM transaction failed Reg..,
Date: 30.04.2013
Dear sir/Madam,
Sub: ATM transaction failed dated November 15, 2012 Reg….,
I requested withdrawal transaction ten thousands at LAXMI VILAS ATM BANK, TIRUPATHI, ANDHRA PRADESH on 15.11.2012 at 12.40pm ref no….573. At the time, I am not able to receive cash, same amount debited from my account .screen display and receipt display unavailable due to system technical problem. System not dispersed money and money must be dumped in bin.
Same sent me as EJ PROOF
[protected]
NOV 15, 2012 12:40 003DM439
REF. NO:[protected]
CRD NO:[protected]
ACC:
TXN: CASH WITHDRAWAL
DESC: EXCEEDS DAY COUNT
RESP: 65
REQ NOT SERVICED
[protected]
Technical Error code: 65
Description: processor not communicating with the modem correctly
Possible case: this is normally a technical problem .the modem or the main board may cause the problem.
Results: no money is dispersed, screen and receipt display system unavailable.
No comment on CCTV footage from Laxmi vilas bank LTD.
Lodge complaint to my home branch, they were investigated and charge back claim and also provided mandatory proof, Laxmi vilas bank rejected.
If I received money, there were no question waste of my time as well as your time .please try to understand, how I earned the money, it is not a matter of single rupee, matter of 10000/-RS.
Please help me to get my money back as I am honest.
With regards
G .Venkata subbaiah
Customer details:
Name: g. Venkata subbaiah
A/C no:[protected]
Home branch: Indian bank, pallipet branch
Tiruvallur (DT)
Tamilnadu
Mobile no: +91 [protected]
E mail ID: [protected]@gmail.com
Reply
13.
Anonymous10 August 2014 11:58
from: Naik, A D
to: "Chennai, Banking Ombudsman"
cc: "[protected]@gmail.com"
date: Wed, Jun 26, 2013 at 9:59 AM
subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg..,
mailed-by: rbi.org.in
: Important mainly because of the words in the message.
Customer Service Department
Reserve Bank of India
Central Office
Madam/Dear Sir,
We are forwarding this email received by CGM, CSD, RBI for information and necessary action. Please acknowledge the receipt of this complaint directly to the complainant and keep us posted of the development to enable us to mark off the case.
With regards,
Arvind D. Naik
Asst. General Manager
Reserve Bank of India
Customer Service Department
Central Office
Amar Building, 1st Floor
Sir P.M.Road,
Fort, Mumbai – 400 001
Reply
14.
Anonymous10 August 2014 12:00
from: CRC Mumbai
to: CGMCSD
cc: "[protected]@gmail.com"
date: Mon, Aug 5, 2013 at 11:24 AM
subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg...,
mailed-by: rbi.org.in
: Important mainly because of the words in the message.
From: Regional Director, Mumbai
Sent: Monday, August 05, 2013 10:33 AM
To: CRC Mumbai
Subject: FW: sub : ATM transaction failed dated :15.11.2012 Reg...,
-----Original Message-----
From: Gnithesh Gattamaneni [mailto:[protected]@gmail.com]
Sent: Sunday, August 04, 2013 12:40 PM
To: Regional Director, Mumbai
Subject: sub : ATM transaction failed dated :15.11.2012 Reg...,
Date :August 04, 2013
Madam/Dear sir,
Sub: ATM transaction failed dated: Nov 15th 2012 Reg.., I had requested ten thousands withdrawal transaction at Laxmi vilas ATM bank Tirupathi, Andhra Pradesh on 15.11.2012. I am not able to receive cash, same debited from my account. During transaction system and receipt display unavailable due to technical problem. Money must be in ATM bin. Next day Lodge a complaint at my home branch, not yet solved.
Lodge complaint to HON'BLE BANKING OMBUDSMAN Chennai, could not taken any action.
Indian bank & Laxmi vilas bank provided different reports to customer as Indian bank comment is withdrawal transaction failed but reimbursement of wrongly debited amount could not considered from Laxmi vilas bank.
Laxmi vilas bank comment is withdrawal transaction is success and proof not provided to customer as CCTV footage and Technical error code
Please resolve in this serious problem and credit in my account from wrongly debited amount.
With regards
G.venkata subbaiah
Reply
15.
Anonymous16 August 2014 01:17
Date: 16th AUGUST 2014
Madam / Dear sir
Sub: ATM transaction failed in Laxmi vilas ATM bank on 15.11.2012 Reg…,
HON’BLE BANKING OMBUDSMAN CHENNAI and HON’BLE BANKING OMBUDSMAN HYDERABAD registered no of complaints DUE TO “POOR ‘’ EXAMINE and no action has been taken against Laxmi vilas bank and Indian bank.
Please justify and will give your valuable suggestions
HON’BLE BANKING OMBUDSMAN CHENNAI & HON’BLE BANKING OMBUDSMAN HYDERABAD registered maintainable complaints are given below for your reference
Thanks & Regards
G.venkata subbaiah
[protected][protected][protected][protected]--
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Wed, Aug 6, 2014 at 11:43 AM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
MANIMARAN R
GENERAL MANAGER
INDIAN BANK
Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai.
600014
[protected]@indianbank.co.in
[protected][protected]-
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Fri, Jun 13, 2014 at 2:54 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
MANIMARAN R
GENERAL MANAGER
INDIAN BANK
Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai.
600014
[protected]@indianbank.co.in
[protected][protected][protected]
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Mon, Sep 16, 2013 at 3:34 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
BALAKRISHNAN M
GENERAL MANAGER
INDIAN BANK
Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai.
600014
[protected]@indianbank.co.in
Reply
16.
Anonymous16 August 2014 01:23
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Mon, Jun 17, 2013 at 6:11 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
J P SHAH
Deputy General Manager
INDIAN BANK
Zonal Office, 3-6-365, 4TH FLOOR
LIBERTY PLAZA, HIMAYATNAGAR
HYDERABAD
500029
[protected]@indianbank.co.in
[protected][protected][protected]------
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Thu, Mar 14, 2013 at 2:28 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
SREE LATHA M S
Assistant General Manager (P&D)
LAKSHMI VILAS BANK LTD
Administrative Office, Salem Main Road, P.O. Kathaparai, Karur
639006
sreelatha.[protected]@lvbank.in
[protected][protected][protected][protected]
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Wed, Jan 9, 2013 at 3:00 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
PRADIP D MOPKAR
Dy General Manager
INDIAN BANK
Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai
600014
[protected]@indianbank.co.in
[protected][protected][protected][protected]
Auto-Acknowledgement Mail from RBI, Maintainable Complaint NO. is [protected]
Inbox
[protected]@rbi.org.in
Tue, Dec 18, 2012 at 3:41 PM
To: [protected]@gmail.com
Reply | Reply to all | Forward | Print | Delete | Show original
Thank you for writing to us. Your Complaint has been Successfully Registered.
Regards,
Banking Ombudsman
Complaint is forwarded to Nodal officer, details blow:
J P SHAH
ASST. GENERAL MANAGER
INDIAN BANK
Zonal Office, 3-6-365, 4TH FLOOR
LIBERTY PLAZA, HIMAYATNAGAR
HYDERABAD
500029
[protected]@indianbank.co.in
Reply
17.
Anonymous18 August 2014 16:03
sub : ATM withdrawal transaction failed Reg..,
Inbox
Gnithesh Gattamaneni
Sun, Dec 2, 2012 at 8:21 PM
To: vembu.[protected]@lvbank.in
Reply | Reply to all | Forward | Print | Delete | Show original
Dear sir,
Received mail, I am Not satisfied with your report .Which having ‘’immediately you have tried‘’like sentence is Meaningless . Please send technical expert's report as well as ‘’transaction is successful ‘’photo image
Thanks and regards
G .Venkata subbaiah
[protected][protected][protected][protected][protected]
vembu.[protected]@lvbank.in> Tue, Dec 4, 2012 at 1:13 PM
To: [protected]@gmail.com
Cc: Ravishankar.[protected]@lvbank.in
Reply | Reply to all | Forward | Print | Delete | Show original
Dear Mr.Gnithesh,
Please note that I am in charge of the ATM technical operations and what I have sent to you were the findings of our technical analyse. Your claim was forwarded to me by our operation team for further probe. We did the technical analyse and sent our findings to you as suggested. Please present your requirements to your banker to whom we will share the available documentary evidence.
Thanks and regards,
S.VEMBU
AGM
LAXMI VILAS BANK
[protected][protected][protected][protected][protected]-------
from: RTI DESK AT CORPORATE OFFICE
to: ATMSC_CASH
cc: [protected]@gmail.com
date: Wed, Mar 27, 2013 at 10:11 AM
subject: FW: Sub: ATM transaction failed dated: 15.11.2012 Reg...,
mailed-by: indianbank.co.in
:
Dear sir,
we forward the complaint relating to his transaction made in LVB (LAXMI VILAS BANK ) ATM at
tirupati.
LVB is stating that the transaction is successful. The customer is giving
his own comments and stating that LVB is not providing the CCTV footage.
We forward the complaint to for doing the needful.
Chief Manager (CSC)
[protected][protected]
from: IND MAIL
to: "[protected]@gmail.com"
date: Thu, Mar 28, 2013 at 6:08 PM
subject: Your email regarding ATM transaction
mailed-by: indianbank.co.in
With reference to your email dated 22/03/2013
We hereby wish to inform you that since the acquiring bank has rejected the claim made by our Bank and also provided the mandatory proof for the transaction the request for reimbursement of amount debited for the transaction made through ATM could not be consider.
This is for your information.
WITH REGARDS.
CO/CSC
[protected]--------
CGMCSD
Mon, Feb 25, 2013 at 4:21 PM
To: "Ravishankar.[protected]@lvbank.in"
Cc: "[protected]@gmail.com"
Reply | Reply to all | Forward | Print | Delete | Show original
Madam/Dear Sir,
Please see the trailing email. We request you to look into the issue (s) raised by your customer and arrange to attend to/resolve the matter, as per extant rules/regulations, at the earliest. A copy of your reply sent to the complainant may be forwarded to us for our record.
With regards,
Arvind D. Naik
Asst. General Manager
Reserve Bank of India,
Customer Service Department,
Central Office,
Amar Building, 1st Floor,
Sir P.M.Road,
Fort, Mumbai – 400 001.
[protected][protected][protected]
Reply