Indian Overseas Bank — ATM Issue

Address:Chennai, Tamil Nadu, 600087

I tried to withdrawal 4000 Rs 1st time through my IOB ATM card on 24.10.15 evening, I didn't get money from machine, but got a transaction slip mentioning " Unable to Process" and second time I tried to withdrawal 2000 Rs, the 2nd time also I got transaction slip mentioning " Unable to Process" but amount (Rs.6000) has been deducted from my account. 2 days later 6000 Rs has been credited to my AC back. But the thing is I've been charged 35 Rs as a penalty for not maintaining the MIN BALANCE. WHY I SHOULD PAY FOR OTHERS MISTAKE, I DIDNT GET MONEY FROM ATM, AFTER 2 DAYS ONLY I GOT THIS MONEY BACK TO MY AC. Actually IOB has to pay 2 days interest for 6000 Rs to me Instead of deducting penalty.
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sir.my name is Ranjith kumar. I am customer in thirubhuvanam-275 iob. I lost my atm card 4 month back. I am requested already same branch. And amound also Rs.100 paid 4 month back. Please kindly issue new atm card. My account number [protected]

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    Indian Overseas Bank Address
    763 Anna Salai, Chennai, Tamil Nadu, India - 600002
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