Indian Overseas Bank — Regarding Loan

Address:

Mathura, Uttar Pradesh

To RBI, Respected Sir, I’m (Deepak Kumar) writing this mail on behalf of my parents. We have taken a home loan for from Indian Overseas bank in 2004 for 10 years tenure. Our Emi was going smoothly. But after some we couldn’t pay for a long time ( 2 yrs.) again we start pay. Disturbance comes many time to pay on time but if we paid bulk amount 2 times (70, 000). Our EMI was 2000 but we paid 5000, 10000 as per my comfort zone. Now we received a notice from the bank to clear the outstanding regarding the same. The amount was (90000). However I paid maximum amount to the bank. There was no computer recording system in 2004 to 2007 so my some payment was not reflecting in my loan account. I believe I have to pay minimum principal amount. Meanwhile the manager visit to our home and gave assurance that he will wave off my unnecessary interest, as we are unable to pay. My father is not working since 2007. I’m the only who take care of all my family member. I understand that I’ve to clear my amount to bank as soon as possible. So, I planned to borrow some money from our relatives and clear the bank loan. So, Sir it’s my humble request to you, please look in to this matter and support us to clear this. I won’t be able to pay that much amount including interest. Kindly resolve, I want to clear it as soon as possible with your help. Waiting for your positive reply. Thanks Regards, Below are the details of my Home address and Bank address: My name is Deepak Kumar Father’s Name: Mr. Madan Singh Mother’s Name: Mamta Devi H:No:- 173/232 Om nagar chamunda colony Post Gyatri Tapobhumi Mathura. Uttar Pradesh (281001) Ph.: [protected] Bank Name & Address: Indian Overseas Bank Branch: Gyatri Tapobhumi Post Gyatri Tapobhumi Mathura Vrindavan Road, Jaisingh pura Mathura Uttar Pradesh (281001)