Irda — Help regarding a company

Address:

Kolkata, West Bengal

This is a letter to IRDA for a help regarding an Life Insurance Company. Few days back I recieved a phone call froma mobile number asking whether I have any policies with me who's premium are not being paid. I admitted that I have a LIC Jeevan Anand policy for which I had paid a single annual premium of 1, 20, 000INR. They told me that they are from Insurance department and not from any company. They asked me that this entire money along with the interest can be creditted to my account if a letter is written to IRDA that I am unable to continue the policy and I was fooled in the same regard. Further, I have to invest Rs.30000/- to another company in form of a Demat account or another insurance. A fellow came from Aggarwal Trading Private Limited stating that they have negotiations with LIC in such a way that if a DEMAT is opened then the money will be refunded. When I asked for the refund first, they said that If I fly after the refund is made the company will be at a loss. When I was about to open a Demat with 30000INR as trading value, they told me that 25000INR out of the total amount is advanced brokerage which I need to use up within 1 year by trading. That was not acceptable for me. Hence, I stalked the person verifying me. Now an Agent from Reliance came and asked me to go for Insurance either with Reliance, Bajaj or Kotak. I made a Bajaj Lifelong Insurance of 30000INR and now I am in free look in period. Can I get most the help from this forum regarding the authenticity of this matter. Otherwise I will cancel the policy and look for refund immediately.