Jain Housing — HDFC credit card undue charges

Address:

New Delhi, Delhi

Dear Sir, I was in possession of HDFC BANK credit card which expired in july 2013. Uptil Aug, 2014 I was paying minimum dues from my bank account. I closed my bank account also for some unwanted charges and mailed them to do so but they did not close the account and keep me sending the –ve balance on my account no. [protected]. After that they were calling me on month end for minimum dues and collected regular Cash payments for credit card from my house. Even I was paying the amount asked, my amount increased continuously in every month. Now I had paid every penny before the next billing cycle they have again generated an amount of Rs. 188 on my card saying that this is the interest calculated by the system at the end of the billing cycle. Please suggest me how to proceed, I really want to sue them for this. It is a clear case of forgery. The only thing they are able to do this is because of our CIBIL policy. Please advise.