JK Bank — Complaint against jk bank bemina

Address:	Srinagar, Jammu and Kashmir
Website:	JK BANK

Introduction:

I rukaya d/o ghulam nabi wani r/o nundreshi colony bemina a/c no. [protected] submit my complaint before you regarding the matter:

1. That i had availed rs.90000/= only financial assistance under artisans scheme (Acc) from social welfare department which were disbursed to me through the advance manager j&k bank ltd b/o bemina srinagar

2. That i started a small artisans unit at my home and was repaying the installments rs.2100/= per month for the first five months continuously.

3. That due to floods on dated 7/9/2014 my raw material got washed away and i lost everything.

4. That i approached the said manager for insurance claim as other artisans got benefited but he replied that he has forgotten/missed to insure the units of approximately 600 artisans.

5. That i resisted for the same and he in response replied that it the matter of approx. 600 workers and we will compensate them all including me.

6. That he suggested me that there is no need to repay the installment till than the issue is being settled.

7. That my guarantor mohammad ayoub wani’s account was debited by two installments continuously on my behalf by the said bank.

8. That the bank authorities waited for eight months to cool down the matter and started again their recovery although they have committed a big mistake.

9. That the bank authorities are trying to conceal their mistake now by different excuses and harass us to repay the installments continuously.

10. That i have come for the justice before you and hope i will get the benefit of same.

11. That all the bank branches have insured such units and the borrowers were paid by m/s bajaj allianz general insurance co. Ltd. Right in time the result of which they have established their units again.

Prayer:-

It is therefore prayed that bank authorities may be directed to remit/wave off my advance amount as it is because of their negligence and carelessness my unit was not got insured although the bank authorities usually insure every unit immediately whichever they finance. It is further added that i am not in the position to repay the same and my guarantor mohammad ayoub wani may be reversed the debited amount of rs. 4200/= as he demand the same from me. This is to inform you also that i am still paying my installments as i am not cheater like your bankers. Mr. Zaffar current branch manager use to harass me not approach to to court or to lodge any complaint i further demand that financial assistance may be given to me again so that i may restart my unit again as the said bank authorities have deceived and cheated me by their negligence and carelessness. If i will not get the justice through you then i will approach to the court of law.