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LIC Housing Finance Customer Care

LIC Housing Finance Limited (LIC HFL)

Maker Tower "F", 13th Floor, Cuffe Parade
Mumbai
Mumbai City District
Maharashtra
India - 400005

Customer Care Phone Numbers and Contacts

Phone:+91 22 2217 8600
 
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LIC Housing Finance Complaints & Reviews

LIC Housing Finance - Pre-payment Cheque not Deposited in Loan Account

User
 yog_hingalaje on Jun 30, 2015
I had submitted preparing prepayment cheque of amount 125000 towards my home loan ac. No. 620400002677on 1st June 2015. My amount got deducted from my account on 22 June 2015 with cheque no.484207. But still it didn't got added against my loan account. I'm calling to LIC PIMPRI OFFICE & discussed with Area Manager Mr. SHYAM GOWANE. But no action taken yet. I am losing my money as wel as its interest. Please help....
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LIC Housing Finance - Rejection for continuation payment of twelve long years and showing reason of three months repayment is bad

User
 uday kosaraju on Jun 24, 2015
I'm k udaya bhaskar rao a lichfl customer from twelve long years relationship with the company. I have availed a home loan six lakhs in 2002 loan number 17064101053. I recently applied for top loan with appication no 7102005441 in dilsukhnagar branch hyderabad . I have not made payment for last three months.I gave a letter of explanation for the non payment along with my topup loan application file and paid the outstanding emi's on 11/06/15 while applying loan. I would like to bring your kind notice that i have not been approached through agent of lichfl, the manager was arrogant and wants to...
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LIC Housing Finance - Revision in rate of interest

User
 pkulkee on Jun 23, 2015
I am Prashant Kulkarni (loan Acc.No:-23810782135) a loyal customer LICHFL.Repaying sincerely past 5 years without any default.This year Feb2015 I forgot to deposit EMI amount in my bank, because of which EMI cheque got bounced. Later I paid the installment along with penalty fees also. Now when I am requesting for rate revision.LICHFL Pune office is claiming not possible because this cheque bounce. This is my second loan from LICHFL.My earlier loan was cleared without any default.Based on this ground requested your office in Swargate Pune, but they are refusing. Why is it so?? when other banks...
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LIC Housing Finance - Inappropriate behavior and bad services by the agent

User
 Varun@agro on Jun 21, 2015
Hello Sir, This mail is regarding the inappropriate behavior by the agent Mr Amit posted at LIC Housing branch at Gurgaon sec 31, who was dealing with our loan 310500002839 amounting Rs 2000000 in the name of my wife Lt Cdr Gurpreet Kaur . Because of some unknown reason the ECS has not been started and we therefore incurred a penalty for late payment. on being asked for help, blatantly refused and started speaking absurd. This behavior is not at all accepted from the organisation on which we have entrusted our faith and is a government organisation. I am sure if he had been in private firm he...
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LIC Housing Finance - ECS not started from last one year

User
 aabhi_thakur on Jun 20, 2015
Dear Sir/Madam, Please find Details of my LIC Loan account. Application no. 1204009806 Loan No: 120400008497 My loan was started about one and half year back since I am requesting to LIC agent for ECS when I was in indore, everytime he promised me but never do the same, one time he said to me now your form is submitted and now your EMI is deducting by ECS not by checqe, but again after sometime I came to know that still my ECS is not activated.When I was shifted from indore to Visakhapatnam I request him so much for started my ECS because after that it will not be possible for providing cheque....
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LIC Housing Finance - floating rate of interest

User
 manojkumar1234 on Jun 19, 2015
Ref.: 1) My file no. 2107000374 & Loan A/c no. 210700000271 of FY 2011-12 2)My request letter dated 12/06/2015 given to Jamdhedpur office. Dear Sir/Madam, Referred said above your jamshedpur office did not reply me . when I approached and discussed with them, they replied to contact and lodge the complaint with it's head office on customer portal.I have noted the following for your kind consideration & needful please- 1.Till time i did not get any message (SMS or Mail) as information / confirmation of my EMI payment & for change of interest rate as an alert however my mob. no. 9835177868 is...
Complaint comments Read comments Complaint category House, Apartment Rental

LIC Housing Finance - Didn't provide my List Of Documents

User
 srsunilrai on Jun 19, 2015
My name is Sunil Rai. I have taken home laon from LICHFL since 2.5 years. My loan number is 310300001767. My home branch is Kausambi ghaziabad. I have applied for list of documents on 17 May 2015. Today is 19 June 2015 but they didnt issue list of documents. I visited 6 to 7 times at branch. But no positive response fron thier site. SO what will I do now....
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LIC Housing Finance - ROI for floating loan didn’t reduce

User
 abhijitmondal_20016 on Jun 18, 2015
Dear Sir, This is bringing to your notice, RBI reduced lending rate two times but it has been observed that LIC HSG finance never did the same. For my case you had increased rate of interest when RBI increased the lending rate. The same rules should be followed when lending rate have been reduced., could you provide the reason for that, my details are as follow. Name: Abhijit Mondal Customer ID : 18298961 LOAN Number: 411900000663 ROI: 10.90% (Rate of interest had been increased 10.73 to 10.90). I have received quotation from other bank to balance transfer they will provide 9.85% of interest....
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LIC Housing Finance - Receive Incomplete LIst Of Document

User
 Asfarul on Jun 17, 2015
I am here to inform you that myself MIR ASFARUL HAQUE having home loan a/c. no. 210200001327 at area office Kolkata North. I have applied request for List Of Document on 16/05/2015 same has been attached herewith. On 28/05/2015 I have received list of document which is incomplete (exclude Possession Letter, 2 nos money receipt, Original deed of conveyance etc.). I have noticed & same conveyed to branch accountant Mr. Amit Kumar. After long time conversation he has given date 16/06/2015 as LICHFL rule is to give document within 30 days. I have followed up several times at area office manager as well...
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LIC Housing Finance - Provide incomplete list of Document

User
 Asfarul on Jun 17, 2015
Respected Sir/Madam, I am here to inform you that myself MIR ASFARUL HAQUE having home loan a/c. no. 210200001327 at area office Kolkata North. I have applied request for List Of Document on 16/05/2015 same has been attached herewith. On 28/05/2015 I have received list of document which is incomplete (exclude Possession Letter, 2 nos money receipt, Original deed of conveyance etc.). I have noticed & same conveyed to branch accountant Mr. Amit Kumar. After long time conversation he has given date 16/06/2015 as LICHFL rule is to give document within 30 days. I have followed up several times at...
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LIC Housing Finance - Login credentials locked

User
 ragavens on Jun 15, 2015
My login for entering the housing loan portal is locked and am not able to generate the provisional certificate for my current financial year. I have been navigated to Head office of LIC and my email id was updated with the portal. Even now am not able to recover the user credentials with my registered email id. Please let me know what or where else to proceed with this. Please help...
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LIC Housing Finance - Excess amount charged for Home Loan A/c-120600001106

User
 rohit.ghosh on Jun 13, 2015
Dear Sir/M'am, This is to bring into your information that I (Rohit Ghosh) have closed my LIC HFL Home Loan Account(A/C -120600001106) in the month May-2015 of by depositing two cheques -Rs 1930061.79 and another chq of Rs 6830/. On 10th June 2015, Again through ECS amount of Rs 20652/automatically got deducted from bank account in favour of LIC HFL. when I went to Raipur LIC HFL office its been told that Cheque of Rs 6830/ got bounced due to signature mismatch and my Home loan account got re opened .I have not got any intimation from LIC HFL that my chq got bounced and my account is re opened...
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LIC Housing Finance - Loan reduction is not approved by LICHFL,

User
 Verma1 on Jun 12, 2015
I 'Rajesh Verma' had taken a loan from Lucknow Hazaratganj Branch on 30/11/11. I want to get the benefit of Loan reduction scheme but when I have inquired then LICHFL employee gave the information that my Apr. 2015, ECS Cheque bounce. I asked about reason, he said that he has not intimated to my ECS linked account (IDBI) about increase EMI. So I am unable to avail the Loan reduction scheme. [Note : Sufficient Balance was available when ECS cheque bounced]. Kindly do something to get the benefit of Scheme....
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LIC Housing Finance - Not yet get the refund amount after closing of loans # 14010007066

User
 anujgupta101 on Jun 11, 2015
I closed my loan on 02-May-2015 at LIC Housing Office Kaushambi, Ghaziabad. But regular EMI scheduled on 5th May, 2015 deducted amount Rs. 22922/- from my account. I called many times at LIC Housing Office Kaushambi and finally when I went on 27-May-2015 at LIC Housing, Asif Ali Road, New Delhi to collect my original property paper then I met with concern person and also raised the issue and also filled all the required document to get the refund cheque but yet I did not get the refund amount so far. I am very disappointing with this type of behaviour of LIC officers with their customers. I am still...
Complaint comments Read comments Complaint category Loans

LIC Housing Finance - regarding Home loan interest rate

User
 bhausaheb supekar on Jun 5, 2015
Dear Sir, This is bring to your notice, Other bank has reduced their home loan interest many times for existing customer but it has been oberved that LIC HSG finance never did the same, could you provide the reason for that, my datails are as follow. Bhausaheb Supekar Customer ID :10209537 LOAN Number:22960103821...
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LIC Housing Finance - Sachin Rajput (Fraud/ Liar) cheating customers with false comitments.

User
 sdk1477 on Jun 3, 2015
This is very very frustrating experience i had in dealing with LICHFL. I had sanctioned renovation loan from Baner branch in March end 2015. That got sanctioned within a week for 15 lakhs after submitting documents. After that i realized that i need more budget to complete my requirement. Then i meet Mr. Sachin Rajput (Mobile Number : 9860832999) in Swargate LICHFL branch via. my close friend. Mr. Sachin Rajput (Fraud/ Liar) committed me that he will get sanctioned 22 lakhs in single loan from swargate branch even if 15 lakhs got sanctioned from Baner branch. He said no issues in that, he...
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LIC Housing Finance - Original documents did not get in 60 days also

User
 sheetal.sonegra on Jun 3, 2015
My home loan account number 620100002019 at Baner branch Pune, I have closed loan on 6-Apr-2015, but till now I didnt get my original documents back, In fact I am getting answer like file is not received from main office or we will call you... As per LIC policy documents should come within 15 working days but I didnt get even in 45 working days also...
Complaint comments Read comments Complaint category Home & Garden

LIC Housing Finance - Cheque not yet disbursed

User
 Suraj Hayathbabu on Jun 2, 2015
Hello, This is to inform you that my LIC home loan application No. 4121001119 has been approved last month and sanctioned with INR 38, 40, 000. I am waiting for the disbursal of my cheque for completing the registration from the past 15 days.The processing fee has been deducted last week. But still no status related to cheque disbursement. I am doing the follow up every day morning and evening but no proper response from Bangalore Outer Ring Road Branch. Request you to let me know the status of my cheque. Thanks Suraj HB...
Complaint comments Read comments [1] Complaint category Loans

LIC Housing Finance - Cheque not disbursed

User
 Suraj Hayathbabu on Jun 2, 2015
Hello, This is to inform you that my LIC home loan application No. 4121001119 has been approved last month and sanctioned with INR 38, 40, 000. I am waiting for the disbursal of my cheque for completing the registration from the past 15 days.The processing fee has been deducted last week. But still no status related to cheque disbursement. I am doing the follow up every day morning and evening but no proper response. Request you to let me know the status of my cheque. Thanks...
Complaint comments Read comments [1] Complaint category Loans

LIC Housing Finance - Not reducing interest rates even after RBI cutting rates and not giving proper response when contacted in office

User
 Balasubramanian Gopalakrishnan on Jun 2, 2015
LIC HFL is stubbornly not cutting rates for existing home loans for floating rate of interest loan holders. When visited appropriate loan office not even providing information why LIC is not doing so even RBI recommended to pass on the benefits to pass on the rate benefit to customers....
Complaint comments Read comments Complaint category Loans

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