Life Insurance Corporation of India [LIC] — Misguided about surrender process

Address:

Muzaffarnagar, Uttar Pradesh, 251001

One year before i requested to mr. Anjesh kumar to close this policy
But he informed that if i surrender now then amount will be deducted
And if i will surrender after three year completion of policy then
Approx 5 % amount will be deducted which is better option.
And bond was also not available to me.

So last year again i have paid the premium after discussion with
Anjesh kumar and policy agent.

Now bond received after three long years and i request mr anjesh to
Close the policy and asked about surrender value then i got reply from
Him that it will be 30 % of total amount of your submitted amount.

I did not recieve my bond upto three years.
And then mr. Anjesh misguide us to pay premium for one more year to
Get good return.

Why such kind of cases happening here in this policy when as per lic
Policy person can cancel the policy if he did not receive the bond
But mr anjesh misguide and said it is not possible and i have to wait
For three year completion.

When bond received now saying some other story.

I am holding 5-6 policy from lic since 15-16 years but in this policy
O many issues created.

My request to all of you senior person to please look into this matter
And please provide my refund.