Maruti Insurance — Insurance issue

Address:	682507
Website:	nil

Dear Sir,


I have owned a Maruti Swift vdi no KL 43 F 5702.Initially i paid an insurance amount of around Rs 18, 000/- through Maruti insurance-Indus motors Thevera, Kochin, Kerala .Second year it was reduced to Rs 6000/-.This year i got information that the insurance is Rs 10000/- plus, The actual amount is Rs 4000/- plus and the balance is no claim bonus.Since i did a work for running board and paid Rs 2000/- and balance as claim. So i am asking is no claim bonus is more than 80% of insurance amount?.Also i took ISP for 3 years.So after all when i calculate all i have no benefit.So kindly consider the same and do needful.

Being a Maruti customer for past 12 years.