Max Life Insurance Company — Fraud & Stealing Company

Address:

Vellore, Tamil Nadu

My fried who worked in Max made to Take a policy from Max in 2009 .Yearly premium is 5000+ including taxes around 5136.00 rs in march yearly .As i had No money i could not pay in 2014 march, so i paid the amount in 2015 febuary including late fee, but i got a mail that i have still a due of 32.0 Rs in 2014.Pay the premium to reinstate your policy. when i called the customer care they said it will be updated soon, i have a paid sum of Rs 5304 and have a bill online too for it., when i asked about the surrender they are saying that i will get only 30% of the amount after deducting 1 yr premium as i have taken whole life policy...they said i wont get anything and i have to pay till 25 yrs from start of the policy and if i die i my family will be get that money ..., that too if i die of disease only, cause it is a disease raider plan etc.. My friend who worked in Max is not working there now...I have been cheated ..i just cannot invest money yearly without any returns.Few months back when i called the customer care of max they said after 5 yrs of paying premium i can surrender the policy and take back my money, but now they say only 30% will be returned ...this is totally cheating... plese help i need my money atleast 75 % returns+ interests will do..I dont want to continue the policy.Here is the folowing reply what i got from the company.Policy Number :policy number[protected] policy taken in vellore, Tamilnadu We would like to inform you that the above mentioned policy is inactive in our records since 31 March 2014 premium due amount is Rs 32.86 .Please find below the cash surrender value details as on date, however these are the approximate figure and likely to change.Surrender Value = Cash Surrender value that is 30% of Total Premium -First Year Premium Cash Surrender Value = Rs 8, 229.34 please guide me...am in need of money.