Punjab National Bank [PNB] — Regarding deduction of 345 rs for non cts cheque thrice

Address:

Mandi, Himachal Pradesh, 175001

This is my painful duty to inform you that i have salary account in your esteemed bank .after demonitisation i preffered to pay through cheque .some of my cheque was processed successfully but my two cheque amounting 2050 and 3900 rs was rejected on 2.12. 2016. Therafter third one amounting 11000 to be paied to bank of baroda as loan instalment was also rejected on 06.12.2016 .consequently 345 rs was deducted from my account for each cheque .duduction was due to non cts cheque .although there was sufficient fund in account .Bank did not intimated previously for cts cheque through message if RBI set such guideline . What is customer fault in this regard .i think bank is fully responsible for this act .i further request you to kindly look into the matter seriously and to refund the amount immediately otherwise i will have to left pnb . With regard