RBL Bank — Credit card application declined

Address:110084
Website:www.RBLbank.com

Dear

I have appied online for rbl bank fun+ credit card on 11th may 2016 through rbl bank website. After submission of the online credit card application i had got the email feom rbl bank that your credit card application approved in principle.
After that i have sent the required kyc documents as asked by the rbl bank along with the online pre filled credit card appication duly signed to the rbl bank office in okhla phase-1 new delhi through speed post.

Even i have submitted last two months of my hdfc bank credit card statements flr their better reference (Which is not asked by the rbl bank)
Noq aftwr 8 days i have got the email from rbl bank that your credit card appication is declined as it in not met with our internal assessment policy.

This is ridiculous as i have been owing 3 more credit cards from past 7 years and having a car loan which is now going to be completed in next month. Then how can it is possible to declined the credit card by rbl bank. When asked for the reason behind decline status they replied that it is our internal policy and we cant disclose ot with you. It is question of my dignity and also it will have a bad impact on my cibil.

I want to take some leagl actions against rbl bank and also wants to complaint rbi about this.

Please help me
Pushpa sharma
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May be u have too many credit, means as u have car loan too, sometimes bank check the total credit on applicant. AltHough u hve good credit history along with good cibil. Clear your loan and re-apply

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