Royal Sundaram Insurance — Reimbursement of my claim rejected stating the ailment as pre existing disorder

Address:Bangalore, Karnataka

Addressed to:MD/Director/VP/Chairman/Team Leader/Senior Officer

Hello sir/mam,
I have received the rejection letter from royal sundaram on 16th april 2014 and 18th april 2014 for the policy no's CSB[protected] and HL[protected] and as per the letter
the royal sundaram has simply rejected the claim by stating irrelevant
details of pre existing disease i.e hypertension and diabetes from 10
years which is not true and it is baseless. So I am enclosing the
statement of proof from our treating docter which states the current
ailment is not due to any pre-existing disease and authenticates the
status of the patient
before(48 months) and after attack.
So I would like to put my policy no's:HL[protected] and CSB[protected]
for reconsideration as the patient Mr.Srinivasa Murthy.G.S has no
preexisting disease and this haemorrhage stroke(intracerebral hematoma
in basal ganglia)is a sudden attack .
He is not been a patient of hypertension earlier and has not been under any medication earlier and at present as well.The
docters have termed this to be a sudden attack without any symptoms.
The pre hospitalisation reports show he has been normal throughout and no
signs of such attacks in future..

So please reconsider both the policies and process it and I am enclosing
the medical certificate from the consulting docter which states that it
was an emergency and sudden attack without any pre-existing disease.I
sincerely make a humble request to the docters at medical records
department in royal sundaram to process the claim and approve it as we
have been a part of royal sundaram family for many years and possessor
of multiple health and home policies and produced all the documents in
original on time till date for easy processing.
We have been paying all the premiums sincerely for many years and we make a
sincere request to reconsider our claims and approve it at the earliest
as it is an emergency and the medical certificate authenticates that
the patient has no pre-existing disesase.
Otherwise I will have to take a severe action against your company for misleading
the customers inspite of paying premiums sincerely, providing all the
original documents for claims and cheating the customers and then you
will have to refund us with all the premiums paid over the years.

Looking for a favorable and early response from your end on a higher priority
basis and we expect you to assure us of the best services by processing
and approving this claim at any cost.I hope and expect the proof of
statement is sufficient for processing the claim and let me know if
pre-hospitalistaion reports are required which states that the patient
has no pre-existing disease.


Thanks and Regards,
Mr.Srinivasa Murthy.G.S
[protected]@yahoo.co.in[protected]
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Hello sir/mam, I have received the rejection letter from royal sundaram on 16th april 2014 and 18th april 2014 for the policy no's CSB[protected] and HL[protected] and as per the letter
the royal sundaram has simply rejected the claim by stating irrelevant
details of pre existing disease i.e hypertension and diabetes from 10
years which is not true and it is baseless. So I am enclosing the
statement of proof from our treating docter which states the current
ailment is not due to any pre-existing disease and authenticates the
status of the patient
before(48 months) and after attack.Thus I would like to put my policy no's:HL[protected] and CSB[protected]
for reconsideration as the patient Mr.Srinivasa Murthy.G.S has no
preexisting disease and this haemorrhage stroke(intracerebral hematoma
in basal ganglia)is a sudden attack .He is not been a patient of hypertension earlier and has not been under any medication earlier and at present as well.The
docters have termed this to be a sudden attack without any symptoms.The
pre hospitalisation reports show he has been normal throughout and no
signs of such attacks in future..So
please reconsider both the policies and process it and I am enclosing
the medical certificate from the consulting docter which states that it
was an emergency and sudden attack without any pre-existing disease.I
sincerely make a humble request to the docters at medical records
department in royal sundaram to process the claim and approve it as we
have been a part of royal sundaram family for many years and possessor
of multiple health and home policies and produced all the documents in
original on time till date for easy processing.We
have been paying all the premiums sincerely for many years and we make a
sincere request to reconsider our claims and approve it at the earliest
as it is an emergency and the medical certificate authenticates that
the patient has no pre-existing disesase.Otherwise
I will have to take a severe action against your company for misleading
the customers inspite of paying premiums sincerely, providing all the
original documents for claims and cheating the customers and then you
will have to refund us with all the premiums paid over the years.

Looking
for a favorable and early response from your end on a higher priority
basis and we expect you to assure us of the best services by processing
and approving this claim at any cost.I hope and expect the proof of
statement is sufficient for processing the claim and let me know if
pre-hospitalistaion reports are required which states that the patient
has no pre-existing disease.


Thanks and Regards,
Mr.Srinivasa Murthy.G.S
[protected]@yahoo.co.in
Hello sir/mam, I have received the rejection letter from royal sundaram on 16th april 2014 and 18th april 2014 for the policy no's CSB[protected] and HL[protected] and as per the letter
the royal sundaram has simply rejected the claim by stating irrelevant
details of pre existing disease i.e hypertension and diabetes from 10
years which is not true and it is baseless. So I am enclosing the
statement of proof from our treating docter which states the current
ailment is not due to any pre-existing disease and authenticates the
status of the patient
before(48 months) and after attack.Thus I would like to put my policy no's:HL[protected] and CSB[protected]
for reconsideration as the patient Mr.Srinivasa Murthy.G.S has no
preexisting disease and this haemorrhage stroke(intracerebral hematoma
in basal ganglia)is a sudden attack .He is not been a patient of hypertension earlier and has not been under any medication earlier and at present as well.The
docters have termed this to be a sudden attack without any symptoms.The
pre hospitalisation reports show he has been normal throughout and no
signs of such attacks in future..So
please reconsider both the policies and process it and I am enclosing
the medical certificate from the consulting docter which states that it
was an emergency and sudden attack without any pre-existing disease.I
sincerely make a humble request to the docters at medical records
department in royal sundaram to process the claim and approve it as we
have been a part of royal sundaram family for many years and possessor
of multiple health and home policies and produced all the documents in
original on time till date for easy processing.We
have been paying all the premiums sincerely for many years and we make a
sincere request to reconsider our claims and approve it at the earliest
as it is an emergency and the medical certificate authenticates that
the patient has no pre-existing disesase.Otherwise
I will have to take a severe action against your company for misleading
the customers inspite of paying premiums sincerely, providing all the
original documents for claims and cheating the customers and then you
will have to refund us with all the premiums paid over the years.

Looking
for a favorable and early response from your end on a higher priority
basis and we expect you to assure us of the best services by processing
and approving this claim at any cost.I hope and expect the proof of
statement is sufficient for processing the claim and let me know if
pre-hospitalistaion reports are required which states that the patient
has no pre-existing disease.


Thanks and Regards,
Mr.Srinivasa Murthy.G.S
[protected]@yahoo.co.in

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