[Resolved]  Sri Subha Lakshmi Funds — i have been cheated from this company given 12500/ promising to give a loan of amt 2 lakh

Address:

Kanchipuram, Tamil Nadu

Dear Sir/Madam Good Morning. We are sending this mail in response to your advertisement seeking financial assistance for your Personal/Business/Mortgage/Home/Project purpose. We are glad to inform you that we are ready to help you in this regard through our company by providing Personal/Business/Home/Mortgage/Project Loan. Our company gives personal loan, business loan, property loan, project loan through two schemes for Salaried/Business/Self Employed person all over India. A. EMI system (Easy Monthly Installment System) B. Monthly interest system (i.e. interest should be paid for the loan amount on or before 9th of every month and capital amount should be paid at the end of loan tenure) We offer our loan service at 6 % per annum for all the loan categories. For 2 Lakhs loan your EMI will be Rs.17213.29 for 12 months, Rs.8864.12 for 24 months and Rs.6084.39 for 36 months and Rs.4697.01 for 48 months and Rs.3866.56 for 60 months (EMI should be paid for the loan amount on or before 6th of every month) In Monthly interest system you have to pay Rs.1000 as interest every month and capital loan amount should be paid at the end of the loan period which is offered as 1, 2, 3, 4, 5years Repayment: Interest or EMI Should be paid without any default and any failure in paying the Interest or EMI on the prescribed date (6th to 10th of every month) will be dealt with 1% penalty and continues failure in paying the EMI or Interest for a period of 3 months will result in filling law suit against you without any prior intimation and loan amount+ interest + penalty will be collected though legal procedure. Process time : 3 to 4 days Loan Disbursed in: Max 6 working days Documents Needed: To get loan from our company you have to provide any one or two of the below mentioned documents (For loan amount up to 5 lakhs post dated cheques is enough) A)Salary slip or B) Income proof or C) Project report or D) Land or House document or E) Good bank statement or F) Post dated cheque Website: http://www.srisubhalakshmifunds.in ( currently we are working on upgrading our site so only basic details will be there and in the coming days our site will be fully ready with all the details) Process and Procedures: You need to Fill the application Form attached with this mail and send back to us ( Download the application form fill it and scan it and send to our mail) On receiving the filled application form, we will start processing it and if the details and documents provided with the application are enough to meet the eligibility criteria fixed by our management to get loan from us then we will send you loan approval mail. On receiving that mail you have to deposit the process fee which was given in detail below.( you have to deposit application fee in our branch manager's a/c (our company a/c can’t be given because the above mentioned charges are categorized as hidden charges and our company a/c will given for EMI or Interest payments) Once we received the fee we will start the formal processing work of your application and after processing your application we will send loan sanction mail along with sample agreement copy for the loan. On receiving the mail and sample agreement copy you have to deposit the documentation charge After completing these formalities we will tell u the date of our staff coming to your place for verification & Loan Disbursement.On that date our manager along with accountant visit your place and complete the formalities i.e. verification& Loan Disbursement. we will send our person to your place for verification and on completion of verification loan amount will be disbursed to you as cash or DD or cheque or NEFT or RTGS (subjected to company management decision) . Total Charge for the process Process Fee: Rs.1, 500 (For loan amt from 1 to 9 lakhs) & Rs.2, 500 (for loan amt from & above 10 lakhs) Document Charges: Rs.3, 000 (For loan amt from 1 to 9 lakhs), Rs.4, 000 (For loan amt from & above 10 lakhs) Total: Rs.4, 500 (For loan amt from 1 to 9 lakhs)& Rs.6, 500 (for loan amt from & above 10 lakhs) Apart From the above mentioned charges we don’t charge for anything and also we don’t deduct anything from the requested loan amount. If you are ok with the above then reply this mail or contact our manager Thx & Regards Sri Subha Lakshmi Funds Pvt 1 AttachmentDear Sir Received and we will update you shortly Our Manager Contact no :[protected] Thx & Regards To bijay singh Mahesh Kumar Dear Sir Based on the details provided we are ready to sanction the requested loan amount.Pls contact our manager to start the process. Thx & Regards To me 14 Oct Dear Sir Based on the details provided we are ready to sanction the requested loan amount.Pls contact our manager to start the process he has promised numerous times that he is giving me the amt of 2lakh but did not ., i have deposited amt 12500/ under a/c no- [protected] to s.n kesavaram