Uco Bank — Excess Home loan Interest being charged | |
Dear Sir, I have taken a Home Loan from UCO bank vide the above mentioned Loan Number on a floating rate basis and have been regularly paying my EMI. But when I am checking my account status today, I am finding the rates that have been applied are not matching with the rates applicable at Uco Bank at those times. For example, the current rate is at 9.70% (as on 5th Oct, 2015) but my statement shows Rate of interest as 10.75% . The following is downloaded from Intranet, which shows ROI from 2010. Base Rate Date 9.70% 05th Oct 15 9.95% 01st May 15 10.20% 11th Feb 13 10.50% 01st May 12 10.75% 01st Aug 11 10.25% 12th Jul 11 10.00% 05th May 11 9.50% 01st Feb 11 9.00% 15th Dec 10 8.50% 05th Oct 10 8.00% 01st Jul 10 I had approached the Branch manager of the said Branch (Park Circus Branch- Kolkata 700014) who after much follow up corrected 1 month wrong interest . But the error is happening from a period of 10-15 yrs. Considering this difference, I would request to check the same and get back to me, within 7 days, on why the difference and what corrective measures has been taken to get this corrected. I have been following up for over 2 months now with your local office but of no use. I can be reached at dibyajyoti.[protected]@iciciprulife.com or [protected] or at the below address Dibyajyoti Gupta 26, Sarat Park, 2nd Floor, Kolkata – 700078. Was this information helpful? | |
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