Aaj Tak — unethical practices

Address:

110001

Dear sir/ madam,
My daughter's marriage was fixed in the month of feb -2018 and i was looking loan for a loan to cover the marriage expenses.
In the end of oct 2017, i had received on my mobile call from land line number +[protected] mr. Mayank bhardwaj (Mobile no.[protected]) that there reliance company is offering mortgage loan facility, as my elder daughter was to be in feb 2018, i accepted their offer, i needed money to meet the daughters marriage expenses. For which initially i was asked to take hdfc life policy for rs99999/- by mr. Asuthosh rastogi who was mr. Mayank bhadwaj team leader explained that policy taken would be mortgaged with their company and they would offer a loan of rs. Ten lacks an agreement would have to be signed between reliance and me and that i would have to enter a bond that i will have to repay rs. One lack every year in lieu for next ten years, till the policy period. Hence i took the policy with hdfc life classic assured plus as per their guidance paid by cheque no. 67600 dt.10/12/2017 by bank of maharashtra.
For which i agreed and took the policy, later by end of end dec 17 from their accounts department one mr. Manish pandey (Mobile no. [protected] & [protected]) offers that i have to take one more life policy to get the noc to get the loan sanctioned, and that only then the loan would be sanctioned, i have take another policy in my family members name for which i reluctantly agreed and took policy in my eldest daughters name. And was advised to take policy for rs. 99999 from exide payment made 11/01/2018 by credit card.
Later mr. Manish pandey calls and updates that he has arranged to enhance my loan from ten lacks to forty lacks i would get rs, forty lacks if i take one more policy and mortgage the same. Calculating the amount that i could pay and settle all my other loans, i opted to take the policy as per their advice i was to take policy in my wife name for rs.99999/- on hdfc life classic assured plus by cheque no.35108 dt:12/03/2018. After the policy is taken when i enquired for the loan amount, i was assured by mr. Mayank bharadwaj that it is under process and later i get a call from their a accounts department mr. Alok tiwari ([protected]) that noc has to be obtained to release the payment that for noc, i have to take another policy for rs.99999/-, and no more payment will required and this would be final and as soon as the policy is taken the funds will be transferred, having reached dead end and no other option i was asked to take policy from bharat hexa the payment was made by cheque no 72014 dt:20/04/2018 the policy was made in my wife’s name, mr. Mayank bhadwaj confirmed that the file is now complete and the funds would be transferred by neft on 04/06/2018.
I was anxiously waiting for the day to arrive since the last policy i received, at last on 04/06/2018 i was told their server is down and the amount has been unable to transfer, the same answer i got over a week that server is down due rains, nearly every day i started to contact mr. Mayank bharadwaj every time i was informed that they are unable to neft to my account, every day they assured me that they are trying and trying this went on for nearly two months, mean while mr. Mayank bharadwaj stopped attending my phone call and mr. Nikkle tiwar started to now in the month of sep-18 mr. Nikkil tiwari drops a bomb shell on me that accounts department considered my mortgage policy as investment and start all over again, take new policy. And refuse to accept my four policy that have taken for mortgage.
I am in dire striates and requested mr. Nikkil tiwari to reduce the loan amount and for which also they refused, and would only consider if i take new policy only.
I feel that this is a organised syndicate that make people to take policy from the companies and earn commission for the every new policy added,
I have been a victim of this, kindly expose the same through your channel and help to provide legal advice to stop these stooges from making more victims.
Reliance finance
112/s-3 no. 3 branch
16, n block, n24
Connaught place
Gate 4, near metro station
Opp mc donalds
7 th floor
New delhi


From
V. Sarvothaman kamath
1062, scheme no 114, part1,
Indore452010
M.[protected]