All Indian Banks — all banks including scheduled banks seem to have assumed autonomy

Address:

All over India

All banks including scheduled banks seem to have assumed autonomy
Slipping away from the hold of reserve bank of india that seems to exist only for name sake without any control over the banks that often deviate from its directives. All banks ignore the rules and regulations framed by rbi, for banking operations. Decades ago, all banks were controlled over by rbi, very strictly. But, nowadays rbi does not exercise its authority over the banks in india. Each and every bank acts on its own in full authority,
Assuming undue advantages and privileges. Application of interests is not done by them as per rbi's guidelines. Banks adopt wrong methods that are disadvantageous to the customers. Rbi simply ignores banks' follies and encourage them indirectly, it seems. This is a very dangerous trend.in the days to come, all banks will swallow the hard-earned money of the clients
And many banks indulge in unhealthy practices to garner more and more revenues. This unjustified sort of operations of the banks should be checked immediately. Due to corona crisis, all banks are instructed not to collect instalments over loans;but, banks collect adamantly, defying rbi's
Strict notifications. Also, all banks lie saying that they have not received any
Circulars from rbi, in this regard. Rbi should deal with the banks strictly without any reservations and should penalise those banks that violate its
Rules and regulations, in any manner. Will rbi look into the matter?