Allahabad Bank — education loan subsidy session[protected]

Address:

209734

I have got education loan 2009 from Allahabad bank and during the education bank manage said me first pay your component interest then i will give you fees check during the education bank applied margin on my education loan
and i did not get subsidy on my education loan .
My annual income below 4.5 lakh.In other banks have been beaver interest .
i have submitted all document as like (income certificate ).