I obtained a Mudra loan 5 years back and was doing my business regularly for 5 lakhs. when i asked them to improve my loan as per my eligibility which was 20% as per government announcement my bank manager in t.nagar branch has given me only 65000. Above all, he split the loan as 2 lakhs for OD and 3 lakhs as term loan as if he is doing good for me. As usual marketing gimmicks with EMI terms. Today my account is NPA and now all my business credits that is received from the customer is getting debited. Not even the OD of 2 lakhs is being considered. ALl the accounts have been interlinked and so unethically doing in the name of "bank rules" software" system does not accept" mine is NPA account etc., etc., I cant do any business in this account where i was doing since 5 years just because it is NPA.
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