[Resolved]  Axis Bank — negative balance in saving account

Address:

400080

Sir,
One year back i joined one company in dombivali. Company opened my salary account at axis bank, zaver road, mulund west, mumbai 80. Because of some reason i resigned job. I kept rs.1000 in my account. I came to my hometown. From last one year i have not used account. Today i checked my account it showing negative 778 rs. (-778). Then i contacted nearest brach for closing account at uran-islampur, tal walwa, dist-sangli branch code -499. Bank offcial told me i have to pay rs. 778 as fine. I have not linked account to dmat account but continusely mails are coming. I have two concerns
1) who linked my account to dmat without my permission.
2) how can you deduct money for not maintaining minimum balace when balance become zero? It is violation of reserve bank of india rules. Bank already deducted 1000 rupees as fine and when account become 0, bank continues fine its illegal practice.
Please resolve my issue and close my account.
Regards,
Sunil patil,
Acc no. 72166
[protected]@gmail.com