Axis Bank — want to settle my credit card no [protected]

Address:

Ghaziabad, Uttar Pradesh, 20101

Respected sir/mam

Today i recived a call from collection department and the person was abusive, when i told him for settlement. I have been using your axis card since one year, and due to bad financial condition, i am stuck and the bill amount is continuously increasing due to know payment, my father passed away last month and know i am the only earning person, so its very difficult to pay off the whole amount, kindly settle the amount to the principal and take it in emi, it will be very kind of the bank.

Regards
Gaurav goel