[Resolved]  Axis Bank — Without applying for the loan, loan is rejected

Address:

New Delhi, Delhi

This is email i have sent to axis bank, on which they wrote they will respond in 3 days, but it didnot happen. Later i wrote to nodal officer and some one from bank called me for update and said they are lookininto the matter. So far no concreate answer from axis bank.


Simply they should ask for the documents from the dsa concerned, check my signatures from their records (I am an account holder too with them) and lodge police complaint for resolution.


From : [protected]@gmail.com
Subject : without loan application axis bank has declined the loan...
Date :[protected]:00:00
To,
The axis bank,

Personal- loan section

Ref. Your ref. No. Pp_lnppg_bre/1846705/delhi rac/14-15 dated 18th
Jul. 2014

Dear sir,

Your immediate attention is brought on following points:


1. On 19th july. 2014 i received a letter thru blue dart courier
Bearing no. [protected] containing a letter from your end.

2. The scan of letter and envelope is enclosed for your ref. And
Investigations.

3. The letter is unsigned and looks like that it has been taken
From some internet option.

4. It’s surprising that letter says that my application for
Personal loan has been declined as per bank’s internal policy, where as
I never have applied for this loan to axis bank.

5. I have neither signed any document nor applied for loan.

6. In-fact, some ms exta has been calling me from [protected] if i
Have any requirement of the personal loan. She had shared her email id
For emailing documents so as she could check this with banks. Her email
Id on which i have been sending communication is [protected]@gmail.com
..

7. I had updated her about my cibil trans union score and had
Shared a copy with her, upon thins after 3-4 days she said that she
Need additional documents to discuss with bank officials.

8. I also had explained her that i would not like to log on for
The loan, unless she assures me 100% for the sanction as it needlessly
Affects my image in the eyes of lender. To this she agreed and said
That she has discussed this with mr. Amit of axis bank and this is the
Only bank who will be able to sanction this amount.

9. She confirmed to me that she will discuss with the bank and
Will come back to me for signatures on application and documents to
Which i had agreed.

10. It’s shocking and surprising to learn that without applying for
A loan, it’s even declined.

Its therefore requested:

1. Please share the scan of the documents thru which you have
Processed and decline the loan.

2. Please also confirm that does axis bank accepts applications
From dsa/franchisee’s without any signature of self-attested documents
Of the clients?

3. Let me also check the signatures on these documents as they
Have been forged by some- one which needs to be investigated.

4. I will appreciate a detailed feedback and action taken on the
Same as its affecting me.

Thanks,

Vimal srivastava