Bafl — Moratorium payment harassment

Hi. I mr shelton george of picnic garden kolkata, have an active 2 wheeler loan # l2akol05928010 with bajaj finance.

My emi date is the 3rd of each month.

The issue i raise is of being badly scammed by bajaj because they most of the times do not present the cheque for clearing and thereafter bill me for approximately rs 900/ every 2/3 months or so.

Today is the 3rd and the cheque has not cleared my account which means i will be charged again for all the interest and late fees. Why when i have funds in my account for the cheque to be honoured.

The entire loan amount being rs 34000/ which they've already earned by charging me interest and late fees. I now still have another 12 installments to be paid. I have complained earlier too but nothing seems to work. They just don't care but infact if you do not pay for 2 consecutive months then they send goons to your home to threaten and intimidate you, happened to me.

please help!

Thank you very much.