Bajaj Finance — personal loan from bajaj finserv

Address:713103
Website:www.bajajfinserv.com

To
The officer in-charge
Bajaj finance limited

Sub: - cancellation of personal loan 4f1pmt44496035

Respected sir,

With due regards i ganesh chandra das beg to request you that the above loan may please be cancelled with immediate effect as i have not accepted and denied for the above loan prior to disbursement of loan to my account.
Sir, i am a regular customer to purchase items through bajaj finserv. On 03.07.2017 mr. Aritrik mukherjee local sales manager of bajaj finserv rang up to me from his mb. No.[protected] from your sub-branch o[censored]llas residential complex, that your cibil score offer you a 4 (Four) lakh rs. Personal loan at roi 9% and no processing fees will be charged without any queries of your bank statements within 2 hrs (Call lists are attached). Same day we met together and filled up all formal documents and 05 (Five) spdc cheques submitted to him with the assurance that he will reduce the roi to 8.5%.
But on 05.07.2017 i found in my e-mail (Gch. [protected]@gmail.com) that loan application number sf67876542 has been approved with roi 18% (Reducing) along with other charges on 04.07.2017 at 11:47 pm. Immediately i replied for the mail for non acceptance of the above loan and not to transfer any amount to my account. Instead of my dined for the loan i found that payment advice has been generated from hdfc and rs. 281748/- has been disbursed to my account on 07.07.2017 at 08:14 hrs. Without taken any acceptance from me. Again i contacted with mr. Aritrik mukherjee about this matter, he told me today i am on leave and case will be seen on 10 july 17 (Monday).
In shows very unfortunate and harassment for me from your end that without any concurrence form me amount has been disbursed to my account. Now i have to run to the nearest branch to cancel the loan as per the instruction from your higher authority.
After so many calls and massages and repeatedly denied for the loan, your sales manager o[censored]llas branch mr. Aritrik mukherjee do not attended my call and has not tried to stop the disbursement and could not solve the problems after approval of loan. It shows total carelessness and intentionally disburses the loan against me for his self interest.
Therefore i request you please accept my application to cancel the above disbursed loan with immediate effect as i am submitting a cheque (No. 017887 of axis bank ltd) of disbursed amount rs. 281748/- (Two lakh eighty one thousand seven hundred forty eight only) as directed by [protected]@bajajfinserv.in (Copy attached). Otherwise faith upon your service will be end forever.
I also request you please stop the ecs generation for emi debited from my account immediately as soon as close the loan.
Thank you for your co-operation.
Yours, faithfully

Ganesh chandra das
Bhatchala, sripally
Burdwan-713103.
Mb: [protected], [protected]
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Jul 15, 2017
Updated by Ganesh-Bubun
Sir,
With due regards I Ganesh Chandra Das beg to request you that the above loan may please be cancelled with immediate effect as I have not accepted and denied for the above loan prior to disbursement of loan to my account.
Please acknowledge the attached mail and help me out of the trap of Mr. Aritrik Mukherjee (sales Manager of Burdwan Bajaj Finserv, (Mb: [protected]).
As per your guidance by mail on 7th July-17, I approached yesterday with the loan cancelation application to return the disbursed amount at the nearest branch (seen from your branch locator) at Durgapur, Plot No. C-51, City Center, Gandhi More, Recol Park, Durgapur, W.B-713213.[protected]. But the Cashier Sanjay Naskar denied to accept the application as branch-code No. is different. Then he directed me to deposit the same to Bajaj Finserv Office at 2nd floor, Balaji Appt, Ullas G.T. Road bye-pass, Burdwan-713104.
But the cashier at Burdwan Office Mr.Jagannath Pal (Ph No.+91 [protected]) also denied to accept the application and disbursed amount through cheque. He said me 316110/- (Three Lakhs Sixteen Thousand One Hundred Ten) rupees to be deposited to close the loan. The same remarks he written to the top of my application.
Sir, I don’t understand how I can pay[protected] =34362/- extra within this five days once I am repeatedly denying the loan the day it’s approvals.
There are also so many mismatches with loan as appended below.

1) Loan approved on 04/07/2017 but the Last Disbursal Date shown at Statement of Account is 30/06/2017

2) In SOA of Loan sanctioned Net Disbursement Amount is shown= 283506.00
Whereas the amount disbursed in my Account = 281748.00
[protected][protected][protected][protected]-------
Difference of Rs = 1758.00 where it is charged not shown.

After so many calls and massages and repeatedly denied for the loan, your sales manager o[censored]llas branch Mr. Aritrik Mukherjee do not attended my call and has not tried to stop the disbursement and could not solve the problems after approval of loan. It shows total carelessness and intentionally disburses the loan against me for his self interest.

Note: At the same time I could not contact to your sales Manager Mr. Aritrik Mukherjee (Mb: [protected]) as he is on London trip now and no person from your either office is tried to solved the problem. I am totally depressed about your service. Please get rid of myself from this adverse situation as early as possible.

Yours’ faithfully,
-Sd-
Ganesh Chandra Das
Mb: [protected]
[protected]

Complaint comments 

Comments

Sir,
Please call me on [protected] OR [protected] to listen the grievances of Bajaj Finserv Personal Loan.
Too many calls Daily from Bajaj Finance, huge disturbance.
Please block these people calling for marketing referred by Bajaj finance.
I'm Jayatheerth having mobile number of [protected] & [protected]. I'm receiving Bajaj finance promotional calls regularly which is disturbing my scheduled activities.
Request you to stop such calls to my both the numbers.
Sir,

I am Jay Shankar. I had taken a loan from Bjaj Finance 3 years back. Loan got settle down. But I am getting so may call for Loan offer. Atleast 10-15 call every day. Please delete my number from your database and stop harassing me.
I am getting calls daily atleast 6 times from bajaj for loans . Please i request you to stop calling me. Its annoying as you guys are disturbing me during my meetings, office hours .
My contact no is - [protected]

Request to remove me from the calling list
For god sake stop calling me . i am totally pissed of with your calls for loan . if i need any loan will call you personally. i shall move to consumer forum if i dont get any relief from you . my contact no [protected]
Dear Team,

My Old EMI Card Block...

Plz Issue New EMI Card...

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