Bajaj Finance — flexi term loan

Address:	Mumbai City, Maharashtra, 400705
Website:	www.bajajfinserv.in/customer-portal

This email is regarding the loan that was approved on date 7th February, 2018. I had received a call last week regarding a Personal loan scheme from Mr. Ravi from your firm. After discussing my financial requirement with him, I had inquired for INR 50, 000 upon which he suggested me of some OD (Overdraft Due) scheme. According to him, there will be INR 5 lakh in a virtual account and I may withdraw money from it as and when needed and I would only need to pay a 15% interest later on, only on the money I have withdrawn. Yesterday, that is 7th February, 2018 I received INR 486, 964 in my bank account.

Firstly, if the money was supposed to be in a “Virtual Account”, and I was supposed to withdraw from it as and when needed, why did I get this amount in my bank account?
Secondly, he had told me about INR 500, 000. And when I asked them about the rest of the money they responded saying that the rest was a processing and insurance fee (which Mr. Ravi or any other personnel from Bajaj Finserv never mentioned about).

Feeling cheated, I called up Ms. Diva Gaikwad (who usually contacted me via WhatsApp) and complained about being cheated and that I don’t want any loan or money. She asked me to transfer a sum of INR 500, 000 to some account.

Therefore, I feel I am being cheated here since when they knew I didn’t ask for anything more than INR 50, 000 and still they put me up through this scheme where the processing and insurance fee was around ~INR 18000. I hope you take a look into this and take necessary actions. I just want to return the money transferred into my account and close this request.

These are the members who cheated me.
Mr. Ravi Mb- [protected]
Diya - [protected]
Email ID- diya.[protected]@gmail.com
Sayyed Aayan -[protected]
Email ID- [protected]@gmail.com

Thanks & Regards,
Rohit Sharma,