Bajaj Finance — home loan not able to pay emi

Apple Apple mine

from Hosur, Tamil Nadu

Address:

Bangalore, Karnataka, 560085

HI ..I am Nagendra prasad from bangalore, i have taken home loan in bajaj finance 1 year back for 17 lakh, i year i have paid the EMI and from last 6 months i do not have job and not able to pay the EMI, i have informed bajaj to take over the home and auction it and sell. worth of property is 1 crore, But Bajaj bacn not doing this they have filed cheque bounce case wanted to drag me to the court and spoil my credit history. i have several mail to them and sent mail to their manager also still they have not taken action.

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Aug 01, 2018

Updated by Apple Apple mine I S Nagendra Prasad having home loan 404SHL37177692 in your Bank, As I am not able to Pay My EMI from last 7 months due to lost my JOb and Family issue also Financial issue, I am don’t have any money to pay my EMI.

Bajaj Bank Manager Mr krishna Iyer, Robert, & Sudheendra Bhatt, Gave me so much pressure to handover the property since March 2018, finally on 25th April 2018 i had vacated the house to surrender the property, But Sudheendra Bhatt bank manager did not give any response, Many time i called him for surrendering the property but he did not respond during that time.

Sent mail to Bajaj customer care, also sent SMS, WATS message to Sudheendra Bhatt he did not respond.

On June 28 i received a call from Robert from Bajaj Finance collection department to handover the property. I told him to arrange a meeting in bank, i went to Bank Had a meeting with Krishan Iyer & Robert, they told they have got approval from Pune Bajaj office for surrender and draft is ready and need to sign the document also give the possion of the property.

On Saturday 21 july 2018, Robert told he will be coming to RR nagar house with Handover copy, I need to sign the copy and handover the Key. I waited In RR Nagar house Till 4 o clock but he did not come, later he called to my mobile to come to Office and handover the key later sign the document, Again from RR Nagar went to Bajaj office in Residential raod, there Sudheender told he required some time and he will call me later, he sent me from the office.

Worth of property is 1 Crore, but loan amount is only 17 Lakh, I have asked Bajaj to sell or auction the property, remaining transfer he to my account.

But Bajaj is not doing this they are just sending me the notice also bouncing all the cheque every month, now they have bounced 17 lakh cheque.

This is causing me more tension, my health is detorting every day. If anything happen to me Bajaj is responsible.

I really got Frustrated from the Bajaj also fooling me, they made me to run to their office.
I have told many time to bank that I am not in situation to pay the EMI to bank still they are bouncing the cheque which I have given to them while taking the loan.

I have express my problems to bank and notified the bank about your current financial condition,

Regards
Nagendra Prasad S