Bajaj Finance — refrigerator

I have applied for loan and did not want the insurance.. Same was committed to me by dealer and bajaj employee.
But they did the insurance without my permission and same was not conveyed to me.. This is the second time first they did same thing when i purchased tv.
Please refer the photos for more details. I am so dissatisfied by these kind of false commitments and bad services.. Now i do not want tk take any loan from bajaj.. It is not done at all.. I have an emi of 1192 rs. And insurance takes 100rs per month.. Why are they doing insurance according to their own conscience.