Bajaj Finance — unethical behavior of bajaj finance

Address:

400708

I have purchased a tv & fridge from vijay sales corp, vashi against the loan which was financed by bajaj finance in july 2007. Loan amount was rs.12500, agreement no[protected] & 4 advance emi’s was request to pay in advance & rest amount was suppose to be deducted from my hdfc account via ecs.
Disputes:
1. Emi of rs. 1133 was deducted from my account however as per bajaj finance statement only rs. 1042 is received, so not sure where have they adjusted the difference rs. 91? And it’s not reflecting in bajaj finance statement
2. As per agreement 8 emis was suppose to be deducted from account not sure 9 emis are deducted?
3. I have initial down payment of rs 10100 at vijay sales via my hdfc debit card whereas, as per bajaj finance statement rs. 4168 is the only down payment so not sure where they have adjusted the difference of rs. 5932
4. If i do the entire emis calculation against the loan of rs 12500, i have paid rs 10106 and rs 2394 is the outstanding amount whereas as per bajaj finance statement, i have only paid rs 5210. So not sure where have they adjusted rs 4174?
5. As per bajaj finance, 7 emis are pending from my end not sure how they have calculated 7 emis whereas i have paid 9 emis against 8 emis
6. No emis where deducted from my account post 15th mar’2009 and i have maintained the balance as i was aware that outstanding of rs. 2394 is due from my side & i have to clear that dues.
I have shared my bank statement with bajaj finance executive in oct’2009 and apr’12.
Post my last email in apr’12, i have not received any calls or emails from bajaj finance.
There was lot of argument with bajaj finance in dec’09, there were lot of misbehavior and inappropriate statements was said to my family but and me but we have only told them that better you come down to home & seat and understand the concern instead of talking over the phone or else i will come to bajaj finance office & explain. But no further communication received from them.
In apr’12, i have against started receiving this threat call from suni gaikwad executive of bajaj finance and i have email him bank statement post which there were no call back from him.

Today, i. E. After 10 years, i have received a call from cell# +91-[protected] jyoti from cbil department tells me that arrest warrant has been issued against me, as i am not replying to any of the notice sent to my address. So i have told her that 1st i have not received any notice 2nd for what issue arrest warrant has been issued.
On asking she has shared 1 contact# +91-[protected] of rc gottam. I have called on this no & he has informed me that i have outstanding of rs 86000 for bajaj finance & i have 2 ways to settle this amount.
1st way – pay rs 23000 and take the settlement letter
2nd way – come to court and attend the hearing from judge
I have explained him my entire conversation and he is forcing me to make the payment of rs. 23000.
Post, discussion he is threating me that if i don’t make the payment police will arrest you, your cbil scores will be impacted lifetime.
Please suggest what should be my next course of action as there are lot of dispute from bajaj finance and i have the required evidence for the same.

Note – bank statement is password protected hence copied the narration in the notepad
Attachments – bajaj finance statement and hdfc bank statement
Looking forward for your support on the same.