Bajaj Finserv — Beware from Bajaj Finserv

Address:Mumbai

Today, I received an SMS stating that "You are pre-qualified for a Personal Loan of Rs. 310000 Lakhs from PaySense partners. ROI start @1.16%p.m."
When I complete the form with all personal information like Mobile number, PAN, Monthly Salary, Name of Organisation, etc. It stating that "Sorry! Unfortunately, we are not able to process your application at the moment".
My question is If you are not able to process the application, How was the pre-approved of 350000 sanctioned?
Why did you collect all the information from me?
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    Bajaj Finserv Address
    4th Floor, 271 Business Park, Model Industrial Estate, Goregaon East, Mumbai, Maharashtra, India - 400063
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