Bajaj Finserv — Cancellation of OD loan

Address:	Pune
Website:	www.bajajfinservmarkets.in

Hello,

I would like to bring to your notice that even though I didn't required any loan but due to the continuous calls from sales team of BajaFinserv I was compelled to take an OD loan saying that I will not have to pay anything and that this money will stay in some other account and whenever I need I can take it out. But now that the money was transferred to my bank account I can see I have been charged some 21k amount which I was not told about just the processing fees was told to be 1% and that too when I take the money out, Plus now some 11k has been shown as Insurance which was never mentioned and also the ROI was told to me as 14% which is there but the EMI payment was not explained to me, Now that I can see first 24 months I will only be paying interest and after 24 months the principle will be deducted. So all these policies are not acceptable to me, So Kindly cancel the loan no. P404DHP2440091. I have already reversed the amount that was deposited in my bank account using the part payment flexi hybrid option in bajajfinserv portal.
I approached bajajfinserv the same day they deposited the amount in my account and they are continuously denying to cancel this loan.