| Address: | Mumbai City, Maharashtra, 400093 |
I have been disbursed an amount, minus the charges. As per the documents and conversation i have to only repay the amount utilised, with interest which is agreeable. However, the claim here is that i need to pay the charges as well. Which is incorrect, considering the disbursed amount is "net" post deductions. Unethical and wrong!
I only urge for help with this cause one caller from BF itself told me that I don’t need to pay any charges cause they are deducted from the sanctioned amount. Then the area sales manager says that there is no proof of payment made and hence I have to pay.
It’s no where mentioned anything about repayment of charges in fact it’s clearly stated in the documents that the net amount is after the deductions.
More over now I fear that they will ask for monthly emi wherein I haven’t used 17 to 20% of the amount (not inclusive of the charges they claim I have to pay back) and should ideally be paying only the borrowed amount which is 17 to 20% only...
It’s not about the repayment, it’s abuout ethics ... it’s about being treated morally and correctly. In this case it is not, I get to hear the same thing where’s the proof that you have paid... wherein the documents clearly state that the “net” amount is after the charges...
Simple clarification of “net” when salary is credited it’s called net salary post deductions... but the gross amount doesn’t get credited... hence it’s called “net”...
I have taken four fruits from a tree and gives you four, but I ask for five back... you would obviously ask why are you being asked for the fifth one when you didn’t receive the fifth one... an absurd explanation would be that I plucked it for you so you need to give it irrespective...
Please please immoral and wrong... Was this information helpful? | 
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