Bajaj Finserv — signature forgery by bajaj finserv - salaried flexi loan(403saf[protected]

A year back the agents of Bajaj Finserv were contacting and torturing me to take a salaried flexi-loan which was like a overdraft facility.

They informed that I need to only pay the interest for the amount that I have drawn from the overdraft. They promised that there will be no other hidden charges.

I sent the necessary documents via email. Even though I asked that isn't it necessary that the executives should collect the documents in person, They reassured it was not necessary.

I got the loan with account number(403SAF[protected] on[protected]. I havent received or signed any agreement.

I started using it and regulary paying the interest also. This month when I received a msg that I need to pay 1812 INR as annual maintenance charge, I was shocked.

I asked for the loan agreement document that mentions that there is an annual maintenance charge which they provided.

When I went through the document I was shocked to see that they have forged my signature. It will be clear to even a layman to see that the signatures are forged. Signed in a particular way at one place and a entirely different way in another place.

When I enquired my lawyer about this, he says that I can proceed in several ways. Basically "A forgery makes a contract null and void."

I want Bajaj Finance to address this issue immediately.