Bangiya Gramin Vikash Bank — huge amount of interest pressure upon me for bank negligence

Sir, i took hbl-500000 & clc-100000 loan from bgvb arjunpur br in december 2010. After transfer my salary account from this br i deposit my cheque book for deduction emi-11100 & 1810 in every month. But after february 2014 cheque are not duducted. I gone to the branch, and give remainder time to time for deducted the cheque. But they does not duducted the cheque from my sbi salary account.
Now a days bank declared me loan defaulter and pressure me for loan recovery with due time (3.5 years) full interest. How i can give it?
Please sir, i want to pay my due emi but huge interest pressure upon me for bank negligence.
I want to compromise on this matter with bank, if bank declared np account and discount 15% on total amount. How can i get this facility?
From-
Pronab gayen
Farakka. Msd.
A/c[protected]
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