[Resolved]  Bank Of Baroda — bad cibil by bank of baroda

I had taken an education loan of 4 lac feom BOB in 2011 to study for MBA from IIPM new delhi. But due to fraudulent activity done by the college my degree was not completed and i was jobless. Just because i was jobless, i failed to pay my EMI on time and my account get converted to the loss accout.

However when i started working i also started to pay the bank every month on time and finally with. some settlement scheme i paid lum sum amount of 2 lac and closed the account successfully. In this case I contacted the bank to update my NOC LETTER to cibil bureau which is completely closed in July 2017 and its been a year of closure. Even after my CIBIL is not sent by bank of baroda to CIBIL Bureau and i am facing lot of issue due to bad CIBIL record.

Since even after facing lot of issue in my study and job i paid more than principal amount to bank they should have help me in updating positive CIBIL report as i paid the amount.

Please look into this and help me out since due to bad CIBIL none of the bank is approving my credit card although i am eligible for all the criteria.

Waiting for the response.