Bank Of Baroda — refund amount is not credited to my account

Dear sir, please give me my credited amount in my debitedt card.
Since, my credit balance 29 rupees is not required in my debited card of bob.
Not found credited amount in debit card of phone pay refund. But wallet refund is already found in my phone pay wallet account.
That is please my query is solve of this topic and give me my credit balance in debit card.