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Credit Card Complaints & Reviews

 Raamarao Chirigidi
Dear Sir,

Lots of Agencies taking Credit Card application form and promissing that I surely get Card. But after few days a letter will comes from the bank and stating that this time we are unable to approved your application for credit cards, reason that I have been not meeting their minimum credit criteria. If this is the case the Agencies should have knowledge to whom they can take application form.

Sir, Please help me what is the wrong with me, I am giving all the documents what they required still it is same story. Recently I have heared about cibil, I want to know whether my name is in cibil, please let me help and give me solution.

Thanking You
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     Harshad Bharat Shah
    Dear Sir/ Madam,
    I Harshad Bharat Shah had onece apllied for SCB credit card in the year of 2007. after couple of days i receive a Apology letter from your end saying right now we cant serve you and will serve in future.

    After that a day i shocked when i received a call from your collection team ms- Rashmi mistry (Manager Recovery Associates). saying that i have a card of standard chartered bank and i have used and not made the payment. during this problem i had some of my family problem my daddy was hospitlised and he was shifted to ICU for four months i was totally disturbed and not able to concentrate or take any legal action on it. in the month of May 2008 as usual i received call from ms rashmi mistry i said i have not received your card only how can i use the card. then i asked her can i come and see you mam. finally she has given me appointment i have personally visited your Jogeshwari (Jai coach) office. i met her and she started asking so many question during 2 hours mneeting she called FCU Manager Mr. Anurag Mishra he has cross check and asked. the statement and application form has been shown to us was froud and sign mismatch. That card was issued on my other creadit card statement and below to that the address was given of vasai where yuour standard chartered executive who has come to me at the time of application was stayng there. i had enquire from neibour at vasai.

    now i am facing some problem by getting home loan as my name is shown in CIBIL i have made so many visit after meeting also but sorry to say that i am unable to get any poisitive reply on the same. Ms. Rshmi Mistry stopped calling me and when i visited today to ask for final solution she said our team is unable to find out the result. Now i am very frustated and i wish to go to the media if my name is not removed from CIBIL you are requested to kindly take the matter seriously becouse if i would have done some mistake i cant dare to visit sao many time it is also to inform you i have many other cards in my pocket that i am using from last four to five year that is still running very well withthe limit of more than One and half lacs.

    i requesting you if you have any clarification please feel free to contact me my contact number is 9819109333 / 9967067882.

    Need your reply on this.

    Thanking you

    Harshad Bharat Shah
    9819109333 / 9967067882
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       s sriram
      I want to surrender my credit card issued by your concern the card No. 4718 6310 0021 0987 and the settlement letter to be send to my new address 30/1052, sri rengakothan street, karanthai, Thanjavur - 613 002.
      The is no specified e-mail id to raise a complained regarding this pls help me in solving the query.

      Thanx & regards

      T. Sri ram
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         Amarjeet Sharma
        i Have Applied For Credit Card But Still now After 6 month i have no recieved my card but only statement recieved
        This has reference to My Credit Card No. [protected], [protected], These Cards are not received, 21 days after receiving of pin code I contact to customer care for enquiry of my credit card, they inform me that card is delivered, I said them to block this card and send me new one, but after 25 days I again contact to customer care for enquiry of new card, again card is delivered to some one other, finally I have decided to block the new one and not to send card further. In between some purchasing done by the fraud receiver.

        Please help me to settle this matter and confirm delivery of credit card.
        Dear sir,
        my application form no : 'G'[protected] still now i didn't received the card please call me and issuse the card

        valli lalitha
        I have applied for barkleys credit card many months ago, till date I have not received the same. Kindly arrange to despatch the same as I have already received 4 digit PIN Number at my residential address on 11.2.08.Please see that if you can forward the same still now, note my office address in Mumbai: Controller of Stores Office, 1st Floor, New Administrative Building, Central Railway, CST Mumbai-400 001.
        Dear Sir,

        You have informed me that my credit card issued by u is is blocked. The credit card is not recieved at my end so question o[censored]se of credit card and blocking does not arise. Kindly arrnge to send new credit card.
        Credit card Account No XXXX XXXXX XXXX 0008

        Thanking you,
        I did apply for HDFC credit card on 30.07.09. The application was received from me.

        I received SMS stating that, the cerdit card will be delivered within 3 weeks time.

        But then tillnow i have not received the same.

        The reference no. is [protected].

        Please confirm if this card will be sent or not.
        Dear Sir/madam

        i hvare not recieved my credit card though i have recieve SMS from bank that tha card has been despached from your side. this not first time that i am getteing harrasement. why such wiil happen please let me know, otherwise i have to close my account from thaq bank go for the better one coz i am one of the founder member of the your Gangtok Center.

        For your kind reference please-

        Permanent Address

        Tek Nath Sharma
        Bermiok 13th Mile
        P.O. - Bermiok Bazar
        P.S. Kaluk
        District - West Sikkim, Gyalzing
        Sikkim, India. Pin. 737111

        Official Address

        Tek Nath Sharma
        General Secretary, SDF
        SDF Bhawan
        Indira Bypass, Tadong-737102, Gangtok
        East Sikkim, Sikkim
        contact- [protected].

        T. N Sharma
        Gangtok Sikkim

        blue dart faridabad — credit card not delivered

        blue dart not delivering my courier at given time even his delivery man not come to my address and he said i m return to your address 4 times. and i m conforming time with hdfc customer care but still i m not receving my card. this happen 2 time my time westing.pls help me
        the sms sent to me that my card was sent by blue dart curier no. AWB # [protected] on dated 14/07/2012.on my office adress at G-102 ,sector-9
        1st floor noida.the delivery man comes one time on dated 17/07/2012 & 18/07/2012 1st time.after telephonic communication he says that he will come
        again after half a hour.but he do,not come upto to 4 hour, my absence he came and go away without any,please check i doubt that
        probably he is doing any unlegal action from the card or not any delivering responsbility.please my any document not sent by blue durt. their office
        bearer/delivery man are very unresponsable they can not call or delivery is my many a times experience.they say,s in returning the paper
        not my any realy they not in loss.
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           GIAN CHAND GARG
          I have your credit card no: 4384 5999 9269 9818. I made payment of your last bill (22-04-08 to 21.05.08) by means of cheque no: 631386 dated 02.06.2008 for Rs. 829.50 and dropped it in your box at your Sec-9, Cghandigarh Branch. On 23.06.08, I received an SMS saying that my card shows "overdue status". I contacted your executives who advised me to make payment in cash to enable them to credit the amount and reverse the penalty and finance charges. I immediately deposited Rs. 830/- at your Sec-9, Chandigarh Branch.

          As advised, I contaced your Chandigarh 9876927373 for help in the matter. I was asked to hold the line for two minutes. I kept holding the line for 10 minutes but the lady at the other end just went missing.

          Will you reverse the amount of penalty andf finance charges as no fault can be attributed to me for the delay?
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             ADWAITA SHIT
            Date : 23-06-2008
            Dear Sir or Madam,
            I had a credit card of ABN AMRO Bank any my card no. is 5415 3823 1034 5509 and I had surrendered my card long long back due to some unavoidable circumstances. After a long time I came to know that Rs. 3, 060/- is showing balance against my card a/c.
            I am really very strange and how it was gerenrated and asking me for payment. Today I paid Rs.3, 100/- (Deposit slip details ABN AMRO 7284 & 11128 )as full and final but I need a N.O.C. from your bank with immediate effect, unless I will have no other choice except legal proceedings.
            Thanks and regards,
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              Credit Card — CIBIL Report to RBI

              Please note that presently self was rejected car loan from SBI on the ground that I have some pending credit card payment...
              Complaint comments  Comments  (49)

               Jackson Louis Rodrigues
              Mr. Jackson Louis Rodrigues,
              Lilawati Poddar School,
              Saraswati Road, Nr. S. V. Road,
              Mumbai – 400 054.

              The Officer,
              Debt Management,
              HDFC Bank Cards Division,
              Prince Khushal Towers,
              96, Anna Salai,
              Chennai – 600 002.

              Re.: HDFC Card Account No: 4346771003830834

              Dear Sir,

              I had already closed my above account with you on 9.9.2005 by making the final payment of my credit card account of Rs. 4000/- (Rupees Four Thousand Only) on my above credit card account in pursuance to your settlement offer letter dated 8.9.2005 bearing No. W16247. (Copy of which is enclosed herewith).

              Since closing my account after the settlement, I do not have your credit card and have not made use of it even once. Inspite of that you keep on asking me to pay my alleged dues to you. Recently I have received another letter from you dated 12.05.2008 showing the current balance of Rs. 27, 151.07/- and calling upon me to pay the same. I was shocked at your said letter as already my account was closed on 9.9.2005 in pursuance to your settlement offer letter dated 8.9.2005. When I had made the payment in full and final settlement of my credit card account. I do not understand how you can demand the amount of Rs. 27, 151.07/- or any other amount from me after I closed the account and have never used the card after making final settlement with you.

              Please therefore withdraw your letter dated 12.5.2008 and stop demanding any payment from me otherwise I will have to take steps against your Company and Directors for nuisance and harassment to me.
              Thanking you,
              Yours faithfully,

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                Credit Card — APPLICATION STATUS

                 ANIL JOY
                DEAR SIR,
                MY NAME IS ANIL J0Y.M D.O.B. IS 10.12.1983 .PLEASE LET ME KNOW
                Complaint comments  Comments  (13)

                 JAGANNATHAN R
                I have made my payment based on your out sourced caller on 5th may'08 who send the executive to collect my credit total outstanding payment as per records as on 5th may'08. According to that I made a payment of Rs.10707/- through cheque vide no:926126, Dt.5th May'08, ICICI Bank cheque, Egmore Br.Chennai and received a payment receipt no.11536279, book no.230726, which is not presented in my a/c till date, my credit card no is 4317575024294010.

                As far as my credit a/c is concern I have setteled the full and final payments, no dues to be paid to you, since it is your fault that not presented my credit a/c cheque.

                Kindly do the needful at the earliest.


                Jagannathan R
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