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Home Loan Complaints & Reviews

P
pinkesh R. Shah
from Ahmedabad, Gujarat
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dirty policy of home loan

Cheating by ICICI Bank Home Loans
ICICI BANK make foolishin and CHEATING WITH OLD HOME LOAN CUSTOMER

In case of floating rate policy, if increase of Home Loan Rate ICICI Bank is increasing Rate of Interest for Old Customer immedately but when ICICI Bank is anouncing decrease in Rate of Interest then giving benefit to only New Customer because old customer is already trapped so not passing the interest rate reduction...
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Ambika Prasad sharma
from Allahabad, Uttar Pradesh
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Refusal to Accept Pending EMI

few days back I have been told that, my EMI cheque for the month of November, 08 has bounced back, reason insufficient funds. While going through the account statement, I found that, there was sufficient balance in my account to clear the EMI (Copy of the bank statement has been enclosed).

I rushed to your esteemed branch to deposit the EMI but I was sent back by your official saying that, he is helpless to accept EMI without...
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R
Ruth Arun Londhe
from Hyderabad, Telangana
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Wrong Nominee Name of Insurance policy

Respected Sir,
My name is Ruth Arun Londhe, I have taken the home lombard insurance under the Home Safe plus - Secured Mind policy, my policy no. is 4065/0000001/ICICI/HL/0007520 issued form Mumbai and Home Safe Plus - Home Insurance Policy no is 4013/0004409/ICICI/HL/0007520.
I have to come notice to you that my policy nominee name has been noted wrongly i.e BALASAHEB DESHMUKH this person is unknown to me which is written...
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R
Rajeev Gupta
from Nagpur, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Provisional IT Certificate

SIR,

please send me
final income tax certificate of 2007-08 and provisional IT certificate fOR 2008-09 of housing loan account number
LBJAI[protected], on my email address [protected]@yahoo.com

Thanking you
Rajeev Gupta...
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K
KAMTA PRASAD MISHRA
from Mumbai, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Letter for Income tax rebate

Dear Sir/Madam
I Kamta Prasad Mishra having Home loan No. [protected], taken a Loan amount of Rs. 3, 00, 000.00 and I am paying the EMI without fail to your bank.But I regret to inform you that I sopke to Mr.K.Ajithkumar(Manager-Home loans) at least three times to send me the letter for availing benefit of Income tax, but till today your bank seems to be deaf year and no action has been taken.
Please treat this request on...
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N
Nitin Agarwal
from Mumbai, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Unsatisfied with ICICI services

Date: - 10/10/08

To,
The Customer Care Head
ICICI Bank Limited (Home Loan)

Sub:- Misguidance by ICICI Staff for Home Loan vide LAN LBPUN[protected]

Dear Sir,

I Nitin Agarwal have taken the home loan from your reputed bank at the interest of 10.75% for 300 month in FLOATING.
Since approx. last one year, I am giving the EMI @11.75 % while other customers from...
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S
SHREERAM TEWARI
from Bengaluru, Karnataka
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

UNAUTHORISED DEDUCTION FROM SAVINGS ACCOUNT

26th August, 08
Dear Sir / Madam,

Forwarding herewith my grievances & needs an early reply & explanation for the same.
Thanks & Regards,

Shreeram Tewari[protected]

My grievances sent along as attachment
August 26, 2008To
The Concerned Authority,
ICICI Home Finance Ltd .( ICICI Bank Ltd. )
Mumbai

Sub : Unauthorized deduction...
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M
MANISH KUMAR KHAITAN
from Chennai, Tamil Nadu
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Non Receipt of Certified Copy of Conveyance Deed

I have Taken a home loan (A/c No [protected]) of Rs 9 lacs from your bank for for purchase of 1100 Sq flat No 301 BL III “ Ganapati Vihar I/G 6/2 Ashwani Nagar Baguihati Kolkata 700 059 for repayment of same in 20 years through EMI of Rs +9290/- and as per the terms & condition of I have registered the said Flat with registration of assurances on 21.08.07 and handed over the original IGR with your bank authorities and receive...
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S
Sanjeev Ahuja
from Allahabad, Uttar Pradesh
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Home Loan Statement

Sir,
we Required urgent Home Loan Statement For Income Tax Purpose.
So, Kindly Provide the Statement Early as Possible.
Our Home Loan No. LBGHZ[protected].

Thanks & Regards
Tanveer
[protected]...
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R
Ritesh chandra
from Chennai, Tamil Nadu
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

sale of flat

Dear Sir,

I am Ritesh Chandra taken loan from ur bank my loan account no.-LBMUM[protected].I want to sale my flat to Mr. Omprakash Sharma, but your icici home finance legal dept. asking for ulc noc.

since I am working in pvt sect. cann't purchase ulc scheme flat.

so why your legal dept want ulc clearance.

plz verify.on that basis I will put the complain to consumer court.because...
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M
MANISH KUMAR KHAITAN
from Chennai, Tamil Nadu
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

NON RECEIPT OF COPY OF CONVEYANCE DEED

Sir

I have taken Home loan of Rs 9 Lacs vide A/c No [protected] for repayment in 20 years on EMI of Rs 9290/- per Month

I have done registration of said flat in Aug`07 with Registrar of Assurances Kolkata. I have submitted the orignal IGR copy t the bank thereafter they hand over me the said Loan Chq.

Since then I have approch to your Lords Building Branch at A.J.C Bose Road Kolkata for...
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S
SHEEKHA MATHUR
from Agra, Uttar Pradesh
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HARRASMENT

Dear Sir / Madam,


There was a typographical mistake in my earlier complain.

I applied home for home loan in BHW home loans on 1Oth July and the person who contact me for the same give me assurance that by 13th July he will give me the sanctioned letter as my documents are ok. Till date I am following with them but they are not rsponding me, whnever i call them tehy disconnect my calls or harras me....
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P
Pooja gupta
from Delhi, Delhi
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

late hour loan

Dear Sir,

this mail i send to two email address but no one can response our builder date is 12th jun but no one can understand our Problem so plz tell us what we do.

I have applied for a HOME loan From your Bank on date 21-may-2008, and Application No. is
[protected]. there is not Revert form your end till date. my contract date is approaching requested you to Kindly Approve earliest.
br...
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R
Rajender Goyal
from Delhi, Delhi
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process failure

My loan sec.letter no[protected] on 14 feb 2008 I have Submitted all docouments as per ur bank requirment.Your Branch sales manager (Andheri ) refuse on the basis that he will not clear the loan of GRUH FAINANCE bank . At the very initial stage he was agree to clear the loan and charge processing fee . After 3 months he is refuing and not pass my loan amount . He wants to clear this matter on OTS basis . But GRUH FAINANCE bANK require ten...
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A
anjali
from Chandigarh, Chandigarh
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

No communication from ICICI bank except taking EMI

I have taken home loan of Rs. 4 Lac from ICICI, For this financial year, i was not informed about, how much interest rate is going on. No response of address change, no issuance of provisional statement for tax planning.
On the whole, ICICI is concerned about taking EMI but no customer service at all. I had planned to take ICICI smart kid plan but now I think, I should give a second thought.
Pl. send me tax proof on...
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N
NILESH RAMANLAL PAREKH
from Jaipur, Rajasthan
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Less deduction of principal in 07-08 than last year

Respected Sir,
I am a home loan customer having LAN LBABD[protected] at Ahmedabad. On going through Annual Statement for IT for the year 2007-08, it was found that out of total amount of installments paid of Rs.64 thousand, only four thousand was deducted as Principal amount which was approx nine thousand in the previous year i.e. 2006-07. It is requested to clarify why the principal amount has been assessed/deducted less than previous...
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D
DK Agarwal
from Panaji, Goa
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

not declaring the charges

Wg Cdr DK Agarwal
Chief Operations Officer
Air Force
C/O Air Force Station, Laitkor Peak
Shillong_793010
Meghalaya
Agree. No LBDEL [protected]
Appl. No 1992232

19 Dec 2007
Manager
ICICI Home Loan office
ICICI Bank Ltd

Ref: DKA/23018/Per/2

REDRESSAL OF GRIVANCES

Dear madam/sir,

1. I have the following...
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