Central Bank Of India — refund issue

Address:Chennai, Tamil Nadu, 600097

I have ordered food in swiggy on 01.03.2018 and paid via net banking then i have cancelled the order as the restaurant was closed. Swiggy have initiated the refund.. But, still no refund is credited to my account. May i know where the issue is going on? I have contacted swiggy customer care, it was cleared they have initiated the refund but still it's not credited.
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