Citibank — Regarding New credit card application

satyendranath

from Narsapur, Andhra Pradesh

Address:

Bangalore, Karnataka

Hi Team, I applied for Citibank Credit card and submitted all applications which are required and i dont have any black mark on me but my application is rejected. When i called the bank they are telling its by cibil check. When i called cibil they are asking to check in their website where i have to pay 450 for checking the report it means cibil is giving wrong reports for their business without black mark how they will reject my application. For application your guys are calling and running behind for applications after giving no reply no messages i want the exact cause why they rejected.mu application reference number [protected]. You can contact me at any time my mail id satyendra.[protected]@gmail.com and my number [protected] Regards, satyendra

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Jan 30, 2014

Updated by satyendranath I totally disagree with your answer and you called me and you didnt spoke to me you said you will call me and resolved this issue. My score will be high as i am paying in time i never missed. If you are unable to resolve escalate the issue here i am raising complaint and to Indian Consumer Form i appeal that this guy didnt spoke to me he said i am getting disturbance and he said he will call back and he resolved this issue i am cheated they collected all my documents which are required. So please look into this.

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Comments

satyendranath

from Narsapur, Andhra Pradesh

Here is the cibil reference i guess 1264693 and i am uploading one screenshot which says cibil is money minded

viren2210

from Delhi, Delhi

Your Credit history might not be Negative. Banks use credit report to check the credit history of the clients. It may happen that your credit score might be too low or you may not have any credit history and hence bank may reject the application especially foreign Banks. It would be better to apply with the bank with which you had previous relationship.

Regards

CA Virendra Dugar

viren2210

from Delhi, Delhi

Dear Satyendra Nath

This is to bring to your notice that Neither I am from the Bank or from the consumer forum. I have just suggested you over the matter on a public platform.

regards

CA virendra Dugar

satyendranath

from Narsapur, Andhra Pradesh

But one thing Mr Virendra on what basis citi bank rejected my application i want correct answer i dont want to leave it without black mark why i should accept this on what basis they are giving score if i want to verify cibil score means i should pay 450 rupees this is not fair enough if you can prove that i didnt pay on time my credit card bills i will never apply for citi bank i don't accept all that which you said i want clear picture when i am busy that bank executive came and took application which i don't want to leave this matter if this is not resolved here i will go legally why they said is it cibil are bank they wrongly handled my application