[Resolved]  Bajaj Finserv Lending — Personal Loan

Address:

Tiruvallur, Tamil Nadu

I have taken a loan from Bajaj Finserv Lending on Feb this year, I have been paying it properly through ECS, the ECS of Bajaj Finserv Lending seems to have some problem when i sufficient amount in my account it says "transaction stopped" when i contacted my bank they said drawee has some problem with the ECS not from my side and the other thing it did not say "Insufficient Funds" any time in the statement I use to pay the money well before the ECS date and i have proof for that as well.

The ECS did not go through properly for a month and person from bank said that bank did not receive the ECS amount I have to give a cheque from my side I reinstated to check from his end but he did not do that he was continously calling me and asking for the cheque, so finally I gave the cheque to be honest these days I do not use cheque much so my signature did not match and it bounced.

From my bank i got a 600 rs cheque bouncing charges and from the Bajaj Finserv i got 600 rs late payment fee actually it was not fault on my part any time. I have proof as well till date

I got a call from Bajaj Finserv Lending employee try to threaten me and using abusive langauge i told him not to do that he was very rude at me and unfortunately I was pout of station they reached my parents and disturbed them couple of times. He said he can do what ever he want, I asked my move legally if its my fault I bear but he said that he will come to my home with people then I have paid all the ECS till date but I still have 2500 rs penalty from bank and I have paid the Loan amount till date.

I will pay the money honestly but need reversal of those charges which was not on my part

Loan a/c no: 4030PL00118695