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[Resolved]  Bank — dishonour of 2 cheques inspite of sufficient cash balance

A.S.Narayanan
B-404, Krishna Krupa Co-op.Hsg. Society
Jai Hind Colony
Vishnu Nagar,
Dombivli(W)-421202
31st December 2008
To
ICICI Bank

Dear Sir,

Subject: Gross Negligence of duty resulting in customers’ hardship
2 Cheques dishonoured in spite of more than sufficient cash balance in Saving Account
Ref: S.B. Account No.[protected]
ICICI Bank Dombivli (East) Branch
Holder: A.S.NARAYANAN
This is to bring to your kind notice that 2 cheques details mentioned below, issued by me in June / July 2008 were dishonoured by your Bank for no reason whatsoever.
Sr.No. Cheque No. Date Amount Issued to
1 006540 [protected] Rs. 470/- Maharashtra State Electricity Distribution Co.
2 006542 [protected] Rs. 5000/- Suresh Rathi Securities

This dishonour of cheques has resulted in much mental stress and has caused me following financial loss and undue hardship
1. I have been charged Rs. 150/- and Rs. 367/- as cheque return charges
2. As ICICI bank did not even honour cheque issued to Maharashtra electric division, the M.S.E.D has taken this very seriously and I am made to pay all future electric bills in cash only, unless I submit to them a letter of explanation from the Bank for dishonour of cheque
Further, ICICI Bank should have informed me about their decision to dishonour cheques with reason as what prompted them to take this extreme step, for I always keep sufficient balance in my account, follow all rules & regulations sincerely.

In light of my suffering which is recurring, I request the concerned officials of the ICICI Bank to kindly look into the matter and I request:
i) compensation for my financial losses
ii) Letter explaining clearly the reason for dishonour of cheques
iii)Explanation for keeping me in the dark for this dishonour of cheque arising solely due to negligence of Bank

Thanking you in anticipation and awaiting a prompt response.

Yours faithfully,

A.S.Narayanan
Tel.:[protected]
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Complaint marked as Resolved Aug 14, 2020
Complaint comments  2 CommentsShareTweet

Comments

ICICI Bank — Cheque Wrongly Dishonoured

Hi

I have a salary account in your bank from last 8 months. 2 months back i issued a cheque to Deutsche Credit card of 1,452/- which was dishonoured stating the reason for dishonour as " Multilation not guaranted", the reason being thatI have changed my writing pen. However the same does not warrant dishonour of cheque as the pen was changed was without changing the colour of ink.
My credit card company levied me cheque return charges as well as interest charges amounting to Rs. 400/- which in no case i am liable to bear. So, please reimburse me Rs. 400/- ASAP or else have to find the way to move to consumer court.

Jayesh Jain
[protected]
i have recharged a prepaid vodafone mobile ( no.[protected] with Rs. 100.00 and Rs. 60.00.
but till now i do not get the balance.
please help me to make the recharge successful.


Ravi Pratap Singh
[protected]

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