[Resolved] Bank — dishonour of 2 cheques inspite of sufficient cash balance
B-404, Krishna Krupa Co-op.Hsg. Society
Jai Hind Colony
31st December 2008
Subject: Gross Negligence of duty resulting in customers’ hardship
2 Cheques dishonoured in spite of more than sufficient cash balance in Saving Account
Ref: S.B. Account No.[protected]
ICICI Bank Dombivli (East) Branch
This is to bring to your kind notice that 2 cheques details mentioned below, issued by me in June / July 2008 were dishonoured by your Bank for no reason whatsoever.
Sr.No. Cheque No. Date Amount Issued to
1 006540 [protected] Rs. 470/- Maharashtra State Electricity Distribution Co.
2 006542 [protected] Rs. 5000/- Suresh Rathi Securities
This dishonour of cheques has resulted in much mental stress and has caused me following financial loss and undue hardship
1. I have been charged Rs. 150/- and Rs. 367/- as cheque return charges
2. As ICICI bank did not even honour cheque issued to Maharashtra electric division, the M.S.E.D has taken this very seriously and I am made to pay all future electric bills in cash only, unless I submit to them a letter of explanation from the Bank for dishonour of cheque
Further, ICICI Bank should have informed me about their decision to dishonour cheques with reason as what prompted them to take this extreme step, for I always keep sufficient balance in my account, follow all rules & regulations sincerely.
In light of my suffering which is recurring, I request the concerned officials of the ICICI Bank to kindly look into the matter and I request:
i) compensation for my financial losses
ii) Letter explaining clearly the reason for dishonour of cheques
iii)Explanation for keeping me in the dark for this dishonour of cheque arising solely due to negligence of Bank
Thanking you in anticipation and awaiting a prompt response.
Complaint marked as Resolved Aug 14, 2020
[Resolved] Bank - ATM transaction failure : did not receive money 21
[Resolved] Bank - convert your paytm and other wallet money into cash or bank account anywhere in india. without id proof 3
[Resolved] Bank - education loan 3
[Resolved] Bank - ICICI BANK 2
[Resolved] Bank - Account Details 2
[Resolved] Bank - Loan default- passport connection 2
[Resolved] Bank - not received lpg subsidy in my bank account 1
[Resolved] Bank - Irresponsible staff / complaints unattended 1
Add Company Information