[Resolved] Bank — demanding extra amount on a fixed home loan around 80,000 rupees | |||
Good morning sir, I myself Krishna Kant singh has taken a home loan of amount 5 lacs from Indian overseas bank vizianagram account number (hf[protected] on a fixed emi of 6177 for a period of 10 years on date 13 june 2004. next year 31 may 2014 is the last month of instalment.now bank people are demanding around 80,000 rs more in loan amount they are saying that they by mistake wrote loan emi 6177 instead of 6777 per month.that means 600 rs extra every month and bank people are calculating intrest also on extra 600rs for 120 months and they are saying that if I fail to pay they have house papers they will sale the house to recover the loan amount.i am paying my each and every instalment on time. Please help me. Krishna Kant Singh 09 august 2013 Was this information helpful? | |||
Aug 14, 2020 Complaint marked as Resolved | |||
 2 Comments | |||
Comments
Home Loan — extra recovery
From: MANISHA NAIK <[protected]@gmail.com>To: [protected]@icicibank.com
Date: Mon, 17 Aug 2009 12:35:16 +0530
Subject: HOME LOAN AC..- LR CAL[protected], LOAN FORE CLOSURE
Dear Sir, Dt.17.08.2009
Above loan was foreclosed by31.7.2009
I had given post dated cheques of Rs39839/ each till Feb.2010
Inspite of the fact that loan has been foreclosed August instalment has been debited from my account
(STANDARD CHARTERED BANK, KOLKATTA, S.B.AC.NO-[protected]) and tilldate this amount has not been refunded/credited
Please arrange to refund the same.
Also return all the remaining PDC to me earliest.
DR.JAYANARAYAN NAIK.
126Bagmari road, kankurgachi,
Kolkatta;700054
1. Inform the call centre about closure interest
2.Get the full closure statement
3.pay the full due one shot
4.get the no due letter with out fail.