[Resolved]  Bank of Baroda / Home Loan Dept — HOME LOAN

WE BOTH ME AND MY COUSIN BROTHER APPLIED FOR HOUSING LOAN AND WE GAVE LETTER FOR STOP PROCESSING AS WELL AS WE CALL YOUR EXECUTIVE TO STOP PROCESSING OF LOAN FILE 7 TO 15 DAYS IN ADVANCE BEFORE SUBITTING THE LETTER AS WE GOT LOAN FROM OTHER BANK, THEN ALSO YOUR OFFICER DEPOSIT MY PROCESSING FEES CHEQUE WITHOUT NOTIFYING US, AS ALL THE BANK ARE FIRST INTIMATE AND THEN DEPOSIT THE CHEQUE, MY COUSIN BROTHER’S FILE DECLINED BY YOUR OFFICER AS HE IS NOT HAVING STRONG ADDRESS PROOF AND I ALSO INTIMATE YOUR EXECUTIVE VASANTA MADAM FROM JOGESHWARI SALES DEPT THAT PLS CANCEL AND STOP MY FILE FROM PROCESS. NOW THEY TELLING THAT WE CANOT RECREDIT CHEQUE THEN WHY U DEPOSIT THE CHEQUE WHEN U ARE NOT IN A SITUATION THAT U CAN SANCTION THE REQUIRED LOAN AMOUT. THEY ALSO PUT MY DATA IN CIBIL AND STILL NOT CLEAR THAT FROM CIBIL SO NOW EVERY BANK REJECT MY APPLICATION FOR CREDIT CARD OR ANY CREDIT PRODUCT TBY GIVING THE REASON THAT YOUR CREDIT FEED BACK IS POOR FROM CIBIL AND I AM NOT DEFAULTER ANYWHERE AS WE PAID ALL OUR TELEPHONE AND LIGHT BILL LOAN INSTALLMENT TIMELY AND BEFORE DUE DATE.