[Resolved]  Bank Of Baroda — Home Loan

Address:Chennai, Tamil Nadu

Never ever try to get a loan from Bank of Baroda, T.Nagar Pondy Bazaar Branch (Retail Loan Factory). I have a bitter experience with them. They are advertising that the home loan will be sanctioned in 6 days. For me actually it took 4 months to sanction the loan and the executives in the branch are not customer friendly. When i apply for the loan, they told me that there will be no processing fees for the loan. We have to pay the processing charges. The amount will be reverted once the loan got sanctioned. But for me it is almost 6 months, till now the processing fees is not credited to my account. Never get into these troubles.

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Frustrated BoB Customer
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Aug 13, 2020
Complaint marked as Resolved 
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We had approached the Bank for transfer of our home loan from ICICI to BOB in September 2008 and till date we have not recd the disbursement. Last week we were given a list of reqruiments and told that this is the last requirement. Today when we went to Bank with the required documents we saw that the person dealing with our case has changed. The new person now wanted to study the entire loan documents and on going through the documents he said the amount sanctioned by the legal dept of the Bank is not valid and they have missed certain things for which he has full right to challenge the legal dept of the Bank and he will do so i.e. re-open the sanctioned amount. Also the Sr Manager of the Branch (Borivali (W)) (Mr. Chandorkar) says THE BANK HAS NOT INVITED US FOR LOAN AND BANK DOES NOT NEED US (CUSTOMERS) HENCE IF YOU DO NOT COMPLY, LEAVE OUT OF BANK. This is ridiculous on part of Sr MAnager (such high level personnel of the Bank) who had no manner whatsoever to talk with customer.
DEAR SIR,
I NEED TAKEOVER LOAN FOR AMT.600000/-, I SUBMITTED ALL DOCUMENTS IN SURYA NAGAR BRANCH, GHAZIABAD (U.P.). OUR ALL DOCUMENTS IS OK BY BRANCH BUT LEGAL DEPARTMENT CANNOUGHT PLACE NEW DELHI MR. VIMLESH AND CHIF MANAGER IS REJECTED, ON THE BASIS OF MAP IS NOT APPROVED BY GDA. MY LAND IS 57MTR, (GDA GADGET GUIDE LINE BELOW 100MTR. NOT REQUIRE FOR APPROVAL). I ALSO PROVIDE GADGET COPY TO LEGAL DEPARTMENT BUT HE IS NOT ACCEPTED. HIS TOLD ME YOU SUBMITEED MAP IN GDA AND RECEIVED ONE REFUSE LETTER BY GDA.
HOW IS POSSIBLE THIS WORK. SIR I AM DISTURB PLEASE HELP ME.
RAJESH
Hello Sir,
Our home lone is running in Bank of Baroda from 2000. This lone is taken on our parents name S.Harbansh singh & Surinder Kaur.Unfortunally in Dec.2007 my father has been expired and in sep.2009 my mother expired. We are suffering from a lot of grief and problems. we brother & sisters are unmarried. We are paying the lone but we wany some help from our bank. We have given so many applications to our bank to increase the time limit of our home lone 5 years but they are not responding. Now I am sending a copy of that application to you. Its my humble request please help us to reset our lone's time limit into 20 years in place of 15 years.
Waiting your response.
Devenderpal Singh
Mo: [protected]

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