CIBIL — Customer Name in CIBIL Defaulter List in spite of having settled all dues.
I have applied for a home loan recently.
I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.
Except Amex, all the banks have provided wrong information to the CIBIL. Now after long email exchange and telecom I have received emails from all the above mentioned banks stating that there are no dues pending from my end and full and final settlement letter from the AMEX.
But now banks are saying that it will take 30-60 days to update the record in CIBIL. Its really a long period. MY Home loan is stuck because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help so that my Home loan can start.
Looking forward to a suitable action at the earliest form your end.
My email ID: firstname.lastname@example.org
Mobile # 98202 97934
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Credit Information Bureau (India) Limited - Customer Name in CIBIL Defaulter List inspite of having settled all dues.