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[Resolved]  CIBIL — Negative Report

It appears that my name is on the Negative list of CIBIL, as has been reported to me by some credit card companies, while rejecting my application.

I have tried to communicate with them but in vain.

I do not know how my name figures in their list and for what reason? It is a very frustrating experience for me specially because I have been extremely conscious and have always tried my best to maintain an impeccable credit history as can be borne out by my several credit cards being held for over 10 years, my past car loans and the current housing loan repayment track record.

Moreover, how can CIBIL put up a name on the negative list without referring to the concerned individual?
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Complaint marked as Resolved Aug 14, 2020
Complaint comments  7 CommentsShareTweet

Comments

Hi,

My name has been registered in CIBIL however i have cleared all the dues & I don't have any negative balance in any bank but recently my HDFC personal loan got rejected due to CIBIL report...pls help me how can i get a loan from any bank.


Regards
Hi
I had a two wheeler loan from ICICI Bank & after 6 months i have returned the BIKE beacuse of shortage of funds & the bike wan in the very good condition at that the said your a/c is neil when i have apply for loan in may 2009 the rejected my application beacuse my name in CIBIL now can i have alternate solution pls

Thanks & Regards

Sadique Mapari
Hi,

My name has been registered in CIBIL however i have cleared all the dues (on 13th of this month)& I don't have any negative balance in any bank but recently my SBI Housing loan got rejected due to CIBIL report...pls help me how can i get a loan from any bank.


Regards

Syed Sydulla
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CIBIL is a junk system to kill the middle class people who thrives on loan and credit.

what system have any one placed to justify the grievances of the consumers.

Today i got the CIBIL report, i am surprised to see the that, i have cleared and closed the one ICICI credit card 6 months ago, but the cibil report shows the current balance around 40, 000, and one of my loan account is reported twice in CIBIL and shows the current balance around 70, 000 which i have cleared also 6 months back
i Sridhar,

I am also same kind of trouble. Have you found any solution for this. If so, please let me know it, so that I can also solve this issue with your assistance.

Thanks in advance for your assistance.
Hi

My name is Krishna Kumar from Chennai. I applied for a loan with Sundaram Home loans. They came back to me with a CIBIL report stating that my name appears in CIBIL list since I have not settled dues with Canara Bank. Surprisingly till today (3.12.2010) I don't have any account with Canara Bank. After running pillar to post, got fed up, left the matter as it is.

If CIBIL don't have the patience to cross verify the same with the consumers, then how come they can publish my name in their defaulters list without giving a chance to explain anything.

I don't know how to come out of this too.

Krishna Kumar
Hi

I feel that all banks together with CIBIL are cheating us in the broad day light. Can any educated men women explain it to me how can any bank close a loan account with pending dues?.. Inteligent people will say thats not possible..But my dear friends that is possible in case of CIBIL. I have been writting mailes to them almost every 3-4 day day and I am not getting any response from them..

what should I do..? No one is ready to help me out..

Nitin Jain

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