[Resolved]  CIBIL & HDFC Bank Bank — Letting me to Suside

Respected Sir,



My Name : SALEEM ABDUL RUB QURAISHI
FATHER NAME : ABDUL RUB QURAISHI
DATE OF BIRTH : 06TH MARCH 1975
PASSPORT NUMBER : F 8055789
PAN NUMBER : AACPQ3250C
PHONE NUMBER :[protected]
BANK WAS : HDFC LTD AND THE AC :[protected]Open Draft account)



I don’t know why the hell I am getting problems with CIBIL or HDFC BANK; I never went under these silly companies in my whole life. I received a mail on 29th April saying that the HDFC BANK had sent the clearance letter to CIBIL and they will update with in 7 days and today is 22nd MAY almost a month now still now I am facing the same problem



"WHAT THE HELL IS GOING ON WITH ME IS CIBIL OR HDFC IS PLAYING WITH ME" I want to mention you that because of this you are going to face a bigger and bigger problems ever as I am taking tension every day by day and yesterday I received a heart pain and I already wrote a letter saying I got cheated by hdfc and cibil authorities.



IF YOU ARE NOT SOLVING MY ISSUE THEN PERSONALLY I AM SENDIG YOU NOTICE OF COURT AS A COMPENSATION OF 10 LAKHS. LATER ON THINK WHO MADE MISTAKE CIBIL OR HDFC.



I PAID A LOAN AMOUNT 2YEARS BACK AND STILL NOW NOTING UPDATED WITH THE CIBIL AND



CIBIL IS THE MAIN SERVER DATA AND THEY ARE HELPLESS TO HELP THE PUBLIC, THE CIBIL AUTHORITY VERY WELL KNOW THAT THE GENERAL PUBLIC IS FACING LOT OF TROUBLES BUT STILL THEY SAYS TAHT THEY ARE HELPLESS THEN I WANT TO ASK ONE THING THAT " WHAT THE HELL COMPANY IS THIS WHEN THEY CANT HELP TO THE GENERAL PUBLIC"






THANKS FOR NOTING



NAME : SALEEM QURAISHI
CONTACT :[protected]
E-MAIL : [protected]@yahoo.com



----- Original Message ----
From: loansupport <[protected]@hdfcbank.com>
To: SALEEM QURAISHI <[protected]@yahoo.com>
Sent: Tuesday, April 29, 2008 8:21:29 PM
Subject: RE:'HBL=[protected]' Fw: Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)




Dear Mr. Quraishi,

Thank you for your patience.
We regret we are unable to meet our earlier committed time lines for resolution and would require some more time. We assure you that your query is being attended to on priority and we will revert to you within next 4 working days.

It is our endeavor to provide timely responses, however, at times such aberrations occur, where we are unable to respond within committed time lines.

Your continued patience is solicited in the matter.

Warm regards,
Dayanand Chavan
Customer Support
HDFC Bank Ltd.

======================

Respected Sir,

We sincerely apologize for the delay caused by us and will ensure that this kind of a delay does not re-occur in the future.

We request you to provide us with the control number of your credit report from the credit institution, which has drawn a credit report on you and denied the credit application. The Control number is a nine digit unique number that helps us to track the same report from our database.

In addition to the above we also request you to provide us with the account details i.e. (Type of Loan, Date Opened and Amount) of the dispute/discrepancies in the credit report you want to seek clarifications alongwith with your personal details such as Full Name, Date of Birth, Address (Residence and Office), Phone numbers, Pan no, Voters Id and Passport no to help us assist you further.

Kindly note that Cibil is a neutral service provider and the reports are purely based on data reported by various members. The decision to issue you credit is purely based on the discretion of the credit institution.

We would also like to inform you that at present individuals cannot access their credit reports from CIBIL. However, you may avail a copy of your credit report from the credit institution that you have approached for credit and which has drawn a report on you.

CIBIL cannot modify any data in the database without the concerned members confirming the same. Request you to ask your bank to send us the updated records and we will upload the same onto our database. The changes will then reflect in your credit report.


Regards
Neeraj Amin

This document is classified as : (-) Public (-) Internal (X) Private (-) Departmental (-) Confidential (-) Highly Confidential



SALEEM QURAISHI <[protected]@yahoo.com>
04/28/2008 03:29 PM Please respond to
SALEEM QURAISHI <[protected]@yahoo.com>


To [protected]@hdfcbank.com, hdfc icici <[protected]@cibil.com>, hdfc <[protected]@hdfcbank.com>, hdfc <Emailstatements.[protected]@hdfcbank.net>, hdfc <[protected]@HDFCBANK.COM>
cc
Subject Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)







To,
CIBIL Authorities

Respected Madam,

I am Saleem Abdul Rub Quraishi, as I already mailed you earlier but till now there is no response from your side as I saw the CIBIL Updates that 79 banks are sharing data with CIBIL and also RBI is helping to CIBIL but when the matter comes to a normal public then not only CIBIL but also big big companies will shut their mouth.

This mail is regarding the phone conversation happened with the CIBIL officer in charge. She said me that she needs CONTROLLER NUMBER" only to check the status of my mistaken history. As I know the data base is with CIBIL then why the hell they need controller number to verify.

Note: It means that CIBIL authority is not going to support to me clearly, they want to delay the process and just CIBIL authorities want to get rid the mistake happened by them or by the BANK. But costumer is suffering they don’t care for this.

Say me why the ICICI bank will give me their Controller number when the data base owner does not want to help me.
Now please if you want to help me then help me, otherwise please say that we are corporate and we help only corporatism banks. Please say clearly that CIBIL is not for the general public.

Thanks
Saleem Quraishi
[protected]


NAME : SALEEM QURAISHI
E-MAIL : [protected]@yahoo.com


----- Original Message ----
From: SALEEM QURAISHI <[protected]@yahoo.com>
To: [protected]@hdfcbank.com
Sent: Saturday, April 12, 2008 11:28:23 AM
Subject: Fw: Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)

TO,

HDFC BANK MANAGER


Sub: AC :[protected]Open Draft account)

The worst ever experience ever I had with HDFC BANK LOAN DEPARTMENT, as you can see my status I am a regular customer of HDFC bank since last 4 years and I am a credit card holder of HDFC bank till now I never missed any payment on credit card and also the history of credit is with you.

More Over I am a Regular Costumer Of HDFC Bank And I am The Top Ten Customer In HDFC Bank Holding The Account For More Than 16 Lakhs And The Copy Is Attached To You.

I Went To Bajaj Electronics There Was The Product LG Plasma TV And A Washing Machine Which I Saw The Babaj Is Giving On Interest Free Loan. So I Thought This Is The Good Opportunity And I Applied For This.

I Filled An Application And Went To Home As Per The Instruction From ICICI Consumer Loan Dept Mr. Venkatesh Said Me That Some One Will Come For Verification Of My House And Office.

Next Day Some One from ICICI Bank Staff Came To My Office and another Came to My House. The Verification Had Been Done But Next Day When I Called To Mr. Venkatesh He Directly Rejected My Application Stating That I Made Some Fraud With Some HDFC Loan.

When I contacted to them they said CIBIL is showing that I am the “DEFAULTER OF HDFC BANK” for the AC :[protected]Open Draft account) and I cleared the loan then why the hell you did not informed to CIBIL that I cleared the Loan and I am free for credit check. This is HDFC responsible nor the costumer.


Now I Want To Disconnect All My Relations With HDFC Bank Pls Close Account
1) Saleem Quraishi = [protected] (Bank Account Number)
2) Saleem Quraishi = [protected] (VISA PLATINUM PLUS)
3) Aliya Quraishi = [protected] (My wife’s Account Number)
4) Aliya Quraishi = [protected] (VISA GOLD WOMEN'S CARD)
5) Saleem Quraishi = Folio: 4799125 / 44 (HDFC Infrastructure Fund)

Note: If Any Wrong Allegation Are Not Shown To Me Then I Am Taking My Family And Going To Close All The Above Accounts And I Will Approach To Court Of Law Regarding Misguiding To CIBIL . And the other banks.

Note: I thought HDFC is a best and Hi-tech organization but sorry to say that the worst ever banking services I had seen from HDFC Bank. WHY. Was I fool by using the HDFC payment onetime and keeping the good relations since last 4 years. If this problem is not solved within 24 Hrs then I will approach the
Court of Law and RBI and OMBUDSMAN. The mistake from HDFC and why the hell costumer has to face for this. If HDFC can’t solve the problem then inform me within 12 hrs otherwise face the court. How much problems I faced due to CIBIL i know, i had a very touch time with CIBIL authorities how come they are putting me in their "BLACK LIST"


NOTE FOR CIBIL :- the defaulters list should be confirmed or reconfirmed with the bank authorities unless keeping my name is in BLACK LIST. The CIBIL authorities are also comming under RBI and Govt. of India. CIBIL authorities are not the Supreme Court or deside to Black List my name is defaulters without getting confirmed with the Bank. This shows that how illetracy is still in banking sector. The CIBIL authorities should know that still Govt. of India and RBI are there for the help to Public.


Residence Address


MIRZA SARDAR BAIG (SI POLICE)
H.NO: 10–5–180, AHMED NAGAR, FIRST LANCER,
OPP DARKSHA SCHOOL, HYDERABAD, A.P (5000 28)
TEL:[protected]
E-Mail:- [protected]@yahoo.com
======= ==== ==== ==== === ==

Office Address


SALEEM QURAISHI
H.No:[protected] / 1 / D,
HABEEB NAGAR NALA, OPP AMEEN SCRAP YARD,
MALAPALLY, HYDRABAD, A.P (5000 28)

TEL:[protected]
E-Mail:- [protected]@yahoo.com
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Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

Hello,

I have been the customer of HDFC Bank Credit Card # [protected] since 3 years, making payments on time, you can check my records as well. But now I have some dues at my end, which I am ready to pay interest upon, but for last 30minutes i have got 150 calls from the bank[protected] Shweta. I spoke to their Manager Rajiv Dagar-[protected], that is of no use.They have abused me upto the highest order.
I would like to mention few sentences used by your staff

“apki aukaat he kya hai”
“ap bank ka paisa kha gaye, apni aukaat dikha dee apne”
“ap drama ho sir”
“kahan chhupey ho aap, paise kyon nahin dete”
“hum nibat lenge apse”

Is this the way of dealing with a customer, of your customer service executives?

You guys have to be cautious in future regarding your operational excellence, such activities are defaming your services and you should keep in mind that Making a new customer is ten times costlier than retaining one.

I have made written complaint to the RBI and Consumer Court as well.
I applied for credit cards in sbi, hdfc, and I did not like the credit limit they have given it to me. So i did not accept the cards and sent them back. Cibil report shows i am due for these banks. I am in need of loan, and my profile is getting rejected because of this. I closed my citibank credit card, still they included the annual fee and sent them to cibil but not to the customer. One day i will blast these organisations private banks and cibil who are playing with customers. This is for sure, they have to just count the days.
visit forum.cro4india.org and login your complaint there as well as they are also in Credit Policy and might be able to help you out...the reson that I am refering to this is cause I know someone who got helped through this organisation.
i am also suffering like as salim quraishi . i lost my 6 years to maintain relation with hdfc . i took 2 auto loan 4 business loan 1 car loan. no any late payment in all history. but in cibil records i never pay any single paisa to hdfc . even i have noc of loans in my hand. now every bank is denying me fresh loan including hdfc.
Dear Sir/ Madam

Subject:- I have complaint regarding debit amount from my HDFC account to HSBC account.

As on Jan 2008 amount 2045 from my HDFC account#[protected] was transfer to HSBC bank loan account. Then i went to HDFC bank they are stating that, we are not responsible for this transation. But i have not signed any document with any bank. So my account should not be debited. then i went to HSBC they are stating that "it will take 15 days". after 15 days i went again and they said that "we have checked and found that this account is not sent by HSBC side" so it can be a mistake from HDFC side.So please do needfull.

Thanks & regards
Manoj Kumar Sharma
Mb: [protected]
Dear Sir/ Madam

Subject:- Amount Debit with permission.

As on Jan 2008 amount 2045 from my HDFC account#[protected] was transfer to HSBC bank loan account. Then i went to HDFC bank they are stating that, we are not responsible for this transation. But i have not signed any document with any bank. So my account should not be debited. then i went to HSBC they are stating that "it will take 15 days". after 15 days i went again and they said that "we have checked and found that this account is not sent by HSBC side" so it can be a mistake from HDFC side.So please do needfull.

Thanks & regards
Manoj Kumar Sharma
Mb: [protected]
Dear Sir/ Madam

Subject:- Amount Debit with permission.

As on Jan 2008 amount 2045 from my HDFC account#[protected] was transfer to HSBC bank loan account. Then i went to HDFC bank they are stating that, we are not responsible for this transation. But i have not signed any document with any bank. So my account should not be debited. then i went to HSBC they are stating that "it will take 15 days". after 15 days i went again and they said that "we have checked and found that this account is not sent by HSBC side" so it can be a mistake from HDFC side.So please do needfull.

Thanks & regards
Manoj Kumar Sharma
Mb: [protected]
TO WHOMSOEVER IT MAY CONCERN

THIS IS ABSOLUTELY RIGHT THAT HDFC BANK & CIBIL ARE FOLLOWING A WRONG PRACTICE AS WHEN THEY ENTER ANY NAME IN THE CIBIL’S BLACK LIST THE DON’T EVEN INFORM THAT PERSON THAT WHAT THEY ARE GOING TO DO AND WHAT THE IMPACT WOULD BE. THEY DON’T INFORM ANY BODY THAT IF THERE NAME WILL APPEAR IN CIBIL THAN THAT PERSON WOULD NEVER BE ABLE TO GET ANY LOAN OR CREDIT CARD OR SOME MORE BENEFITS AND SERVICES SO THAT THE PERSON CAN TRY TO UNDERSTAND THAT HOW IMPORTANT THE THINGS ARE. IF A PERSON IS NOT AWARE WITH IT’S IMPACTS THAN HOW CAN A PERSON TRY TO COME OUT OF THIS TROUBLE. IN MY OPINION THIS IS A VERY WRONG PRACTICE, WHICH HDFC & CIBIL IS FOLLOWING. THEY ARE CAUSE OF THE UNNECESSARY PROBLEM TO THE PUBLIC. NOW WHEN A GREAT PERCENTAGE OF PUBLIC IS INVOLVED IN LOANS, CREDIT CARDS AND DIFFERENT KIND OF FINANCIAL ACTIVITIES THAN THEY SHOULD ALSO BE MATURE ACCORDING TO THE TIME.

THANKS,
AMIT BHATNAGAR
[protected].
Well.what can i say...If people having some kind of authority or position..would be honest, fair and not lazy..then some innocent people would not suffer, who are trying to make life better
KIndly send the home loan defaulters list at Kalyan Area, as I am looking for a house on most suitable and competitve rate.

Yours faithfully,

Aravind
guys problem to your solution is to raise your voice. File complaints with RBI. There is a online complaint facility where you just need to enter banks name, its location, managers name, nature of complaint and submit the same.
I don't understand how the cibil department can declare any citizen as defaulter, when there are not involved in the intial commitments or discussion with the customers when any citizen opt's for a service from the private banks.

The cibil dept is unaware of the problems faced by the customer and due to which the customer is bound/forced to default his loan/creditcard amount.

It's a one sided decison taken by the bank and the cibil dept, and i think some higher officials from the government sector should look into this.

I am holding a HDFC gold card for almost more than three years. and have been clearing my dues regularly. During this tenure there where certain instances where i was not able to pay the amount on time and i have paid the fine also. I have no regrets on this.

BUt now since my outstanding amount his too high and i was not able to clear the amount at once, i requested the bank officials to convert it into an EMI so that i can pay it monthly, but they are denying to do this..

Inspite showing the interest to pay the amount on a regular basis there is no support from the banking staff..


Can some one help me out on this.

Thanks
Hemant
i am apply to 2 lack loan but hdfc bank approved 43430 loan so i am give the application to cancil loan in hdfc loan custemar care in writen before 4 manth but not responce. i am sending mail lot of time but no responce.
Dear All,
I would like to inform every citizen or coustomer or consumer has right to fight for his own, when he or she is being facing problems with any banker, seller or any one who comes under vendor category.
YOu can always conatct National Consumer Forum where you can Tell the problem you are facing or faced with the vendor and follow as they direct you.
I am sure you will get response which you dint get by posting in BLOGS and online forums.

You can Call at : NATIONAL CONSUMER FORUM: [protected].

These are the real people who care & help to solve consumer problems.
sir,
I have been the customer of hdfc bank personal loan account no-1051106, made all payment on time, you can check my account as well, but now I have one last EMI is due from march month, I had a word with lot of people in your bank, everybody said Twomoro we will be sending our man to collect the payment, I have made more then 100 call to your bank but still no body has shown interest, Now I am sending this message and request you to call me on my phone or email me and collect last one EMI Rs, 4949/-and issue NOC, SEND YOUR PERSON with NOC and collect the money immidiatly
Vinay Bahadur Srivastava
[protected] [protected]@rediffmail.com
I would like to remove my name listed in cibil inspite of me having no dues.do the needful at the earliest
sir we are trying for take a business loan. But there are telling that your name is in cibil. my details given below.PANCARD NO:- AGJPK0422HNAME SIBGHATULLAH ABDUL WAHAB KHANDATE OF BIRTH:[protected] So please verify the details i have give and give me the details what about me in cibil. kindly give me the details as soon as possible we have to clear that all.
i want solved my problem which is related with my own account that i have no recived my of my atm and no any net banking password or id i have complaint many times to customer service executives. whos always consolidate me.
plz solve my this problem
NAME -NARENDRA PRATAP CHAUHAN
AC.NO.- [protected]
MO.-[protected]
AS i have taken a twowheeler loan from HDFC for a Period of 3 Yrs. I wanted the loan statement for the loan number 12422184. so i kindly request you to send atleast by online to my mail Id . which is below mentioned and I enquired in bank they charging 250Rs. for that statment which makes no sense charging customer so much.

[protected]@firstam.com
I had deposited a cheque on 14th of October 2008 at laxmi nagar HDFC bank, as of now my amount is not been credited in my A/c. It is going to complete almost 2 months. It was my mistake that i thought HDFC can clear my outsation chque but out station cheque is not HDFC cup of tea.

Many time i had a word with customer care and my nearest branch executive where i had dropped it, but they are good for nothing, they told me that your cheque is still in "under clearence". i dont know how much time it will take in under clearence.

One day i got a call from HDFC bank and inform me that we have lost your cheque, so we are sending it with police report. that kind of service hdfc bank has. They dont have shame to talk like this or they dont have capacity to hire a good curiour company that can deliver thery documents with responsbility.

Now my question is who is going to pay for the extended time as i have taken some balance transfer from hdfc credit card they are charging me a hight intrest. please look into this matter as soon as possible other wise i will send a legal letter to hdfc bank with claiming a high amount for delay, because is being enough.

thanks for nothing.

Regards
Ashafaque Ansari
[protected]

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