[Resolved]  CIBIL — remove my name from cibil

Address:Ratlam, Madhya Pradesh

MY NAME IS RAJENDRA KUMAR OHRI. I AM TEACHER AT GOVT. H S SCHOOL BILPANK. I APPLIED IN SYNDICATE BANK RATLAM BR FOR PERSONAL LOAN BUT MANAGER INFORMED ME THAT I AM DEFAULTER RS 12800 ON RBI SITE. PLEASE DO NEEDFUL AND OBLIGE ME BECAUSE IN BEST OF MY KNOWLEDGE I AM NOT AVAILED ANY LOAN. THANKS
MY PAN CARD NO ABAP06825C, MY VOTER CARD NO DXK2159176, M NO [protected],DOB 05/06/1977 ADD- GRAM JHARKHEDI POST PRITAM NAGAR RATLAM 457001
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Aug 13, 2020
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Hi

I have cleared my SBI Credit card with settlement of full amount, but still it is appearing in cibil. so please can you remove my name from list... they confirmed me as 0 balance but home can be as cheating.
Dear Sirs,

I have been a victim of CIBIL and banker highhandedness but decided not to take this lying down. here is what i did to improve my cibil records. the CIBIL is not a public enterprise yet behaves as one. some one needs to bring them down and file a PIL against them

As a background I had a dispute of a transaction with a bank credit card. this continued for 8 years and they finally closed the account since they were unable to answer my letters (they had not delivered the credit card to me and yet charged me for using it). upon closing the account, they malafiedly updated my cibil records to show this as written off overdue amount.

All my loan and new card applications started to be declined and then I realized what had happened. I could not afford these credit issues so I decided to settle with the credit card bank (despite them having closed the account) and under protest so as to clear my name in CIBIL. I asked them for a settlement proposal. they asked me to pay 30k towards the alleged 1.5 lacs (including interest that had accrued).

1. After I settled my dues with the credit card company, I pursed them for two months both on the phone, email and written letters every few days to update my CIBIL records. They finally stopped answering my calls and still did neither zeroize the account nro udpated CIBIL. infact I restarted receving credit card statements again with interest and service charged accruing once again

2. I lodged an FIR agains the bank and the guy who had proposed the settlement stating cheating fraud etc. and not delivering what they promised in their own proposal despite my depositing the cash.

3. I lodged a complaint with RBI

4. I lodged a complaint with RBI ombudsman - www.bankingombudsman.rbi.org.in and followed up repeatedly for about 2 months . finally this settlement made around nov 08 showed strains and BO rbi invited me for a meeting with the bankers in March 2009 after 3-5 months of this issue.

5. the bankers stated in the meeting that typically they mention Written OFF as the cibil status on all settled accounts, the RBI OB almost slammed the banker and said this was wrong and they need to mention that the account has been settled and also remove my name from all defaulter lists such as MCNF . they are also to provide a zeroized statement withen 1 month of the meeting

beware that the peons at the RBI BO are in deep pockets with teh bankers and they will dissuade you from attending the meeting stating that your cibil report is as it should be after settlement "written off". donot accept that and meet the secretary and the cheif of BO and state your issue.

you WILL be avenged as BO might levy penalties as well against the bankers

TAGS: HSBC, credit card, CIBIL, RBI banking ombudsman, defaulter, written off, settlement
CIBIL Complaints - remove my name from cibil



I recived TWO Wheeler loan from CBOP bank loan a/c no. 2026QY9352561 Rs 83000. I deposite full payment acording to bank on dated February`09. Then bank give me "0" balance statement, NOC & "NO DUES CERTIFICATE" on dated April`09. But my name show in cibil .So Pl. you remove my name in cibil.
i would like to know my CIBIL status, because when i applied for a personal loan it got rejected stating my name is appearing in CIBIL which was surprising to me. i had an account with HSBC Credit card the account number : [protected] the balance outstanding was INR 20, 151 according to computer generated letter from the debt management dated 31st March 2006 since i couldnt clear the dues due to hardship situation going in my family, however as soon as things were fine on 05th May 2006 i did a FULL AND FINAL SETTLEMENT of the account i got a recepit No. 1156125 and 1156124 for the same as well as the copy of FULL AND FINAL SETTLEMENT, with a sigunature of Gautam Shah ( Assistant Manager- Debt Management, Card Products Divison).

I have a humble request to check my status in CIBIL and if its showing negative please remove it since i did made the settlement 3 yrs back.
I have applied for home loan but it has been rejected due my name is reflecting in CIBIL, due to my two wheeler loan which has been closed on 21/04/2009 with preclosure letter as a proof . So please help me to remove my name from CIBIL .
My name is Sameer Chimurkar my date of birth is 17/10/1982 my name is appearimg in CIBIL

i want home loan ...pls remove my name from CIBIL ASAP
I have a credit card of barclays bank issued approx one year back.I paid the due amount rs 4500 on 7 april while due date was 9 april09.being new card i didnt know the drop boxes however i managed to get any way.The bank imposed late fees, I tried to contact customre care but no. given remained out of order for around one month, I also e mailed [protected]@barclaycard.in but my problem wasnt resolved and they kept on increasing the charge day by day.Now i have come to know that they have put may name in CIBIL.i wish to know how could i resolve the problem.my credit card no is [protected]

R.S.Mohan
I went to HSBC Credit card Department in Noida Sec-18 on 2nd of May.
I met Mr. Mohinder Chauhan, i gave him all the relevant documents subjected to the blocked credit card.
He assured me that the amount will be waived of with a week and asked me to come back on Monday for Day one Statement of credit card.
I again visited the branch on Monday i.e 4th of May but Mr. Mohinder started saying i`ll have to pay atleast Rs. 1500/- to get all the things cleared.
I told him again that the card which was couriered to me by the bank was blocked from the moment it reached me and showed him the documents.
He said i should have destroyed the card that is why i have to pay the amount.Till now i`ve been running to get the thing cleared about my credit card.
I am Nitin Sharma and my Date of Birth is 10.11.1980, I apologise for not making the payments on time for SBI Credit card in 2006, now i realise that become a defaulter is self a very bad for you as well as for huminity, I want to settle the entire amount from SBI, kindly let me know what fromalities are required for the same to remove the defaulters name, which is benificial for future Loan facilities from Banks.

Regards
Nitin Sharma
S/o Sh. Jagat Prakash Sharma
III-B, 3, Flat Number 06,
Near Holy CHild Crossing Nehru Nagar
Ghaziabad
I was used SBI Credit card in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980

I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]

regards
nitin
bank had put my name in the cibil so what is the process to remove my name in to the cibil

HSBC — blocked credit card showing Payment 6200

I received a blocked credit card from the Bank and the same was reported to the CC.
I never received a statement from the bank and one day i receive a call from the CC that a amount of Rs. 6000 is pending on my card.
The card was never used and the CCE aggreed to the same but said i have to pay Rs. 500 so that the account can be settled.I paid the amount and have the receipt.
Now i applied for a PL and got information that an amount of Rs. 6000 is pending against my name for the same credit card.
I contacted the CC(HSBC) and told them my problem.I got 6 Telephone nos. of collection department which no one picked.I again called back to the CC team and talked to the manager named Meenakshi, i was surprised to know that she can`t make a call from her office as it was not allowed to them and straight away said she is not the right person to be contacted for the problem.
Now i`m again sitting helpless trying all the collection department nos. in hope of tht someone will pick the call.
My HSBC card No. is [protected]
Name : V Santosh Kumar
Contact no . [protected]

This kind of service is not expected from a prestigious bank.

Home Loan — wrong updation on CIBIL for home loan

Hi

I have applied for a Personal Loan in HDFC bank and in a verification call from HDFC back, they told me that my name is in CIBIL for a home loan default. But I have never applied nor taken any home loan. Request you to please clarifiy this so that the request can be processed. Thanks in anticipation.

My name is :- Amit Sharma

DOB :- 10th April 1980

PAN No is :- BINPS5644G

SBI Credit Card — want to remove my name from Cibil

Dear Sir,

GREETINGS!!


I was used SBI Credit card number [protected] in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980



I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]



regards

nitin

III-B, 3, Flat Number o6,

Near Holy Child Crossing,

Nehru Nagar

Ghazaibad, 201001

SBI — Want to remove name from CIBIL

Dear Sir

GREETINGS!!


Extreme thanks for your kind guidance and excellent support in the past, with your reference i have settle my case with SBI and me and my entire family is thankful for you for whole life.


Payment details are here as under.


Book Number 309577

Receipt No. 13893159

Agency Name. FBC-1835


As discussed with Concerned official on Phone they are supposed to remove my name from CIBIL. Payment is already Debited from my Bank of Rajasthan Account.


Hence you are requested to please Please remove my Name from CIBIL.

Always hope for the best services from your side.


Regards


Nitin Sharma

[protected]
--- On Wed, 27/5/09, nitin sharma <[protected]@yahoo.co.in> wrote:


From: nitin sharma <[protected]@yahoo.co.in>
Subject: Kindly do needful for me
To: "SBI" <head.[protected]@ge.com>
Date: Wednesday, 27 May, 2009, 2:41 PM


Dear Sir,



GREETINGS!!







I was used SBI Credit card number [protected] in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980



Name: Nitin Sharma

Fathers Name Sh. Jagat Prakash Sharma

Date of Birth 10.11.1980

Pan Number BCQPS4697J

Residence Address, III B, 3 Flat Number 06, Near Holy CHild Crossing, Nehru Nagar, Ghaziabad 201001

Office Address, Jawahar Lal Nehru National Youth Centre, Ambedkar road, Ghaziabad 201001

at that time i think i dont have VOTER ID CARD AND PASSPORT.

can you please forward me the details how much outstanding amount i have for wich bank SBI and which Branch??





I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]







regards



nitin



III-B, 3, Flat Number o6,



Near Holy Child Crossing,



Nehru Nagar

Ghazaibad, 201001



[protected][protected][protected][protected]
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HSBC is a LOOTER
Few days back i have applied for a Education Loan from a private finalcial institution, during the verification they told me that my request has been rejected.Afterwords i had a discussion with the concerned person of this financial institution, he told me that my name is present in CIBIL due to some bad credit related issue.I have a personal loan of 36 months period in Axis bank, already i have paied 20 EMIs without any dispute.Otherwise i dont have any other debts, i am getting stunned after hearing the news that i am a defaulter, it was unknown to me before today.

I did some study regarding CIBIL, form where i got the info that only financial institutions have got the access to this database.General Publics dont have the access to this restricted area.I want to know why.I must have the right to know what was my fault or is some one cheated me.

What to do now please suggest me...

HDFC Credit Card — paid all dues of credit cards but even my name in cibil defaulter list

hdfc bank credit card no-[protected]
first receipt no-2910609 amt rs.4000/ paid at riddi siddhi enterprises mp nagar bhopal on 11/03/06
second reciept no[protected] amt rs.1135/ paid hdfc credit crds mp nagar on2/05/08
CIBIL Complaints - remove my name from cibil
View all CIBIL complaints
CIBIL
FROM VIVEK ANSURKAR

respected sir,

I am very poor person.
I appling home loan. & bank telling me your name in cibil.
can you give me detail for my account
Please remove my name in cibil.
Can you send me details

vivek n ansurkar
Customer Name in CIBIL Defaulter List inspite of having settled all dues.

I have applied for a home loan recently.

I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.

Also clear my personal loan account from my side. So please help me & coporate. Pls remove my name from cibil list

vnansurkar
[protected]

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